McLennan County property record for 555 Virginia Rd, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 2013 |
| Lot Size | 0.341 acres (14,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,300 (Nov 2018) |
| Tax Bill | $2,218 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-022600-019700-2 |
| Primary APN | 20-022600-019700-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 1,906 sqft |
| 1st Floor Area | 1,486 sqft |
| Flooring | Carpet |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 14,850 sqft (0.341 acres) |
| Lot Dimensions | 135 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 555 VIRGINIA RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CHALK BLUFF LOT 8 BLOCK 11 ACRES .3409 |
| Legal Subdivision | CHALK BLUFF |
| Legal Block | 11 |
| Legal Lot Number | 8 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 555 VIRGINIA RD, WACO, TX 76705-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 1, 2018 | Vendor's Lien, Transfer SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on Record |
| Deed Sale | Nov 1, 2018 · Amount on Record |
| Prior Sale | Jun 22, 2007 |
| Deed Document Number | 201838531 |
| Prior Transfer Date | Oct 31, 2018 |
| Prior Transfer Doc | 0000038531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 555 VIRGINIA RD, WACO, TX 76705-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027137 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021027137 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Nov 1, 2048 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 1, 2018 |
| Property Address | 555 VIRGINIA RD, WACO, TX 76705-5132 |
| Document Number | 0000038531 |
| Map Reference | VOL851 PG335 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018038531 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 555 VIRGINIA RD, WACO, TX 76705-5132 |
| Document Number | 0000038533 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018038533 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,926 (+0.58%) Land $51,975 Building $220,951 | $272,926 (-0.54%) Land $51,975 Building $220,951 | |
| 2025 | $2,218.00 (-0.31%) Homeowner's exemption | $271,339 (-1.8%) Land $47,220 Building $227,190 | $274,410 (-0.69%) Land $47,220 Building $227,190 |
| 2024 | $2,225.00 (+11.7%) | ||
| 2023 | $276,310 Land $47,220 Building $229,090 | $276,310 Land $47,220 Building $229,090 | |
| 2022 | $1,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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