Rowan County property record for 555 Upper Lick Frk, Clearfield, KY 40313
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,944 sqft |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,981 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-00 00 014.01 |
| Primary APN | 101-00 00 014.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Basement Area | 1,944 sqft |
| Unfinished Basement | 1,944 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6416 |
|---|---|
| Street Address | 555 UPPER LICK FRK |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-8910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HSE GARAGE & LAND UPPER LICK FORK |
| Legal Subdivision | JERRY & DEBRA MCKENZIE PROPERT |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950302 |
555 Upper Lick Frk, a rural home, is owned and occupied by two individuals who acquired it in March 2022.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 UPPER LICK FRK, CLEARFIELD, KY 40313-8910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 00D283/446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 6, 2022 |
| Property Address | 555 UPPER LICK FRK, CLEARFIELD, KY 40313-8910 |
| Document Number | 00D283/446 |
| Book / Page | D283 / 446 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2015920 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 555 UPPER LICK FRK, CLEARFIELD, KY 40313-8910 |
| Document Number | 0002015924 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2015924 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 555 Upper Lick Frk was $1,981.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,981.00 | $236,690 Land $221,690 Building $15,000 | $281,000 Land $52,160 Building $228,840 |
| 2023 | $2,016.00 | $236,690 Land $221,690 Building $15,000 | $281,000 Land $52,160 Building $228,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 Upper Lick Frk in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 Upper Lick Frk is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
No cell data coverage reported
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