555 Studio Rd, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 555 Studio Rd, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,942 sqft · built 1926
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Aug 2000)
Tax Bill	$10,986 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-01906-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`49-01906-0000-00009`
Alternative APNs	`4900089000000028` `490190600009`

Interior

Stories	2 Stories
Building Area	1,942 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Stucco
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900089000000028
Street Address	555 STUDIO RD
City	RIDGEFIELD
State	NJ
Zip	07657-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L29-30 75X100
Legal Subdivision	SFB MORSE
Legal Block	1906
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1008
Census Tract	45102

Owner

555 Studio Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	555 STUDIO RD, RIDGEFIELD, NJ 07657-1934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 11, 2023	Intrafamily Transfer, Transfer
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2000 · Amount on File
Deed Sale	Aug 11, 2000 · Amount on File
Deed Document Number	200099663
Deed Book / Page	8296 / 619
Last Transfer Date	Aug 30, 2023
Transfer Doc	0050781539
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	555 STUDIO RD, RIDGEFIELD, NJ 07657-1934
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 STUDIO RD, RIDGEFIELD, NJ 07657-1934

Mortgage

Document Number	0051690059
Date	Jan 29, 2024
Book Page	5169/59
Instrument	2024005855

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Sep 11, 2023
Property Address	555 STUDIO RD, RIDGEFIELD, NJ 07657-1934
Document Number	0050781539
Book / Page	5078 / 1539
Instrument Date	Aug 30, 2023
Instrument	2023059455
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13342 124TH ST, SOUTH OZONE PARK, NY 11420-3219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 STUDIO RD, RIDGEFIELD, NJ 07657-1934

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	555 STUDIO RD, RIDGEFIELD, NJ 07657-1934
Document Number	0028591012
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 STUDIO RD RIDGEFIELD NJ 076571934, RIDGEFIELD, NJ 07657-1934

Mortgage

Document Number	0028591012
Date	Feb 7, 2018
Book Page	002859/001012

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 555 Studio Rd was $10,986, up 2.7% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,200 (+1.34%) Land $387,500 Building $269,700	$657,200 (+1.34%) Land $387,500 Building $269,700
2025	$10,986.00 (+2.74%)	$648,500 Land $382,500 Building $266,000	$648,500 Land $382,500 Building $266,000
2024	$10,693.00
2023		$620,000 (+1.62%) Land $370,000 Building $250,000	$620,000 (+1.62%) Land $370,000 Building $250,000
2022	$10,341.00 (-7.74%)	$610,100 Land $365,000 Building $245,100	$610,100 Land $365,000 Building $245,100
2021	$11,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Studio Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 555 Studio Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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