555 Spruce St, Mount Morris, MI 48458 Property Records

Genesee County property record for 555 Spruce St, Mount Morris, MI 48458 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 808 sqft · built 1928
Lot Size0.126 acres (5,489 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (May 2021)
Tax Bill$1,052 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN57-12-527-067

Property Details

APN / Parcel Number

Primary APN57-12-527-067

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area808 sqft Living Area
1st Floor Area808 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address555 SPRUCE ST
CityMOUNT MORRIS
StateMI
Zip48458-1940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 88 PLAT OF BUENA VISTA
Legal SubdivisionPLAT
Legal Lot Number88
JurisdictionGENESEE MI
Township / Civil DivisionMOUNT MORRIS
Census Block Group2
Census Block2023
Census Tract12310

Owner

Source: Genesee County records · APN 57-12-527-067

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address555 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleMar 13, 2003 · Amount on Record
Deed Document Number202151988
Prior Transfer DateFeb 19, 2003
Prior Transfer Doc0000040341
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMay 28, 2021
Property Address555 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
Document Number0000051988
Map ReferenceLB 5 PG 32
Instrument DateMay 12, 2021
Instrument202105280051988
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2322 PONDS CT, 2322, SHELBY TOWNSHIP, MI 48317-4559

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address555 SPRUCE ST, MOUNT MORRIS, MI 48458-1940

Mortgage

Document Number0000051989
DateMay 28, 2021
Instrument202105280051989
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityMount Morris City
Unified School DistrictMount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,052.00 (-30.01%) Homeowner's exemption$42,100 (+20.29%)$84,200 (+20.29%)
2024$1,503.00 (+112.89%)
2023$35,000$70,000
2021$706.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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