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555 Silver Spoon Ln, Elgin, SC 29045 Property Records

Richland County property record for 555 Silver Spoon Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,375 sqft · built 2009
Lot Size0.157 acres (6,875 sqft)
OwnerIndividual Name on Record
Last Sale$208,000 (Aug 2021)
Tax Bill$2,540 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25906-12-07

Property Details

APN / Parcel Number

Primary APN25906-12-07
Alternative APNs
  • R25906-12-07
  • 02015349

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,375 sqft Heated Area
Gross Area3,092 sqft
1st Floor Area931 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,875 sqft (0.157 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02015349
Street Address555 SILVER SPOON LN
CityELGIN
StateSC
Zip29045-7102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionLOT 110 55X125X55X125 #SU JACOBS CREEK PH 6 #PR RB1296-1343
Legal SubdivisionJACOBS CREEK
Legal Lot Number55,110
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1023
Census Tract11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address555 SILVER SPOON LN, ELGIN, SC 29045-7102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleNov 9, 2009 · Amount on Record
Deed Document Number202157042
Deed Book / Page2658 / 1373
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateAug 25, 2021
Property Address555 SILVER SPOON LN, ELGIN, SC 29045-7102
Document Number0026581373
Book / Page2658 / 1373
Map ReferenceMB 1296 PG 1343
Instrument DateAug 20, 2021
Instrument2021057042
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$769.60
Amount AccuracyVerified / From Affidavit
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address555 SILVER SPOON LN, ELGIN, SC 29045-7102

Mortgage

Document Number2021057043
DateAug 25, 2021
Instrument2021057043
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,540.00 (-69.12%)$260,300 (+2,64%) Land $41,100 Building $219,200$260,300 (+9.6%) Land $41,100 Building $219,200
2023$8,226.00 (+356.75%)$9,500 (+34.56%)$237,500 (+34.56%)
2021$1,801.00$7,060$176,500 Land $36,000 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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