555 Schaefer Ave, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 555 Schaefer Ave, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,280 sqft · built 2017
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Jun 2023)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2022 Refinance + 2 more
APN	`0231011000440`

Property Details

APN / Parcel Number

Primary APN	`0231011000440`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,280 sqft Living Area
1st Floor Area	1,540 sqft
Upper Floors Area	1,388 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	555 SCHAEFER AVE
City	CHESAPEAKE
State	VA
Zip	23321-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10: RESID
Legal Description	44 HOMESTEAD AT BOWERS HILL PH 1 SEC 2
Legal Subdivision	HOMESTEAD AT BOWERS HILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21301

Owner

Source: Chesapeake City records · APN 0231011000440

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	555 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 27, 2017	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Aug 08, 2017	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 29, 2023
Property Address	555 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Document Number	10674/1360
Book / Page	10674 / 1360
Instrument Date	Jun 20, 2023
Instrument	230013615
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729

Mortgage

Document Number	0230013616
Date	Jun 29, 2023
Instrument	230013616

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	555 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10509/1302
Date	Jan 19, 2022
Book Page	10509/1302
Instrument	220002022

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 27, 2017
Property Address	555 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Document Number	09868/1671
Book / Page	9868 / 1671
Instrument Date	Dec 14, 2017
Instrument	170035414
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Investor	Possibly a Property Investor

Mortgage

Document Number	0170035415
Date	Dec 27, 2017
Instrument	170035415

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 08, 2017
Property Address	555 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Document Number	09819/1521
Book / Page	9819 / 1521
Instrument Date	Aug 03, 2017
Instrument	170021594
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,729.00 (+22.91%)	$567,200 (+11.15%) Land $130,000 Building $437,200	$567,200 (+11.15%) Land $130,000 Building $437,200
2023		$510,300 (+10.57%) Land $130,000 Building $380,300	$510,300 (+10.57%) Land $130,000 Building $380,300
2022	$4,661.00 (+8.67%)	$461,500 Land $120,000 Building $341,500	$461,500 Land $120,000 Building $341,500
2019	$4,289.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

555 Schaefer Ave, Chesapeake, VA 23321 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Schaefer Ave

Nearby Streets

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