555 Ryan Rd, Sour Lake, TX 77659 Property Records

Hardin County property record for 555 Ryan Rd, Sour Lake, TX 77659

Property Summary

Property Type	Single Family Home
Details	1,632 sqft · built 1968
Lot Size	2 acres (87,294 sqft)
Owner	Individual Name on File
Last Sale	$200,100 (Sep 2020)
Tax Bill	$4,076 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000049-002950`

Property Details

APN / Parcel Number

Primary APN	`000049-002950`
Alternative APN	`11811`

Interior

Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2012
Exterior Material	Wood
Lot Area	87,294 sqft (2 acres)
Garage Type	Detached
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	770 sqft
Porch	Slab
Deck Area	600 sqft
Canopy	498 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	11811
Street Address	555 RYAN RD
City	SOUR LAKE
State	TX
Zip	77659-7225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0049 STEPHENSON H ACRES 2.004
Legal Subdivision	STEPHENSON H
Jurisdiction	HARDIN TX
Township / Civil Division	SOUR LAKE
Census Block Group	2
Census Block	2001
Census Tract	30200

Owner

555 Ryan Rd is owned and occupied by an individual who bought it in September 2020.

Source: Hardin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	555 RYAN RD, SOUR LAKE, TX 77659-7225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIVEPOINT CU
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Aug 10, 2005 · Amount on File
Deed Document Number	2020107211
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000107211
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	555 RYAN RD, SOUR LAKE, TX 77659-7225
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143700
Date	Apr 24, 2024
Instrument	2024-143700

Lender

Name	FIVEPOINT CU
Type	Credit Union
Address	NEDERLAND, TX 77627

Agreement

Type	Stand-Alone Second Mortgage
Term	180 Months
Due	Apr 16, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	555 RYAN RD, SOUR LAKE, TX 77659-7225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099313
Date	Oct 31, 2019
Instrument	2019-99313

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Sep 4, 2020
Property Address	555 RYAN RD, SOUR LAKE, TX 77659-7225
Document Number	0000107211
Map Reference	DOC 2019-91725
Instrument Date	Aug 21, 2020
Instrument	2020-107211
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	TEXAS REGIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 RYAN RD, SOUR LAKE, TX 77659-7225

Mortgage

Document Number	0000107212
Date	Sep 4, 2020
Instrument	2020-107212

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 555 Ryan Rd was $4,076 with a homeowner's exemption, up 115% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Sour Lake City
Unified School District	Hardin-Jefferson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,076.00 (+114.98%) Homeowner's exemption	$206,477 (+9.88%) Land $43,046 Building $163,431	$206,477 (-2.49%) Land $43,046 Building $163,431
2025	$1,896.00 (-2.82%) Homeowner's exemption	$187,917 (+1%) Land $43,046 Building $168,703	$211,749 (-) Land $43,046 Building $168,703
2024	$1,951.00 (+12%) Homeowner's exemption	$170,834 (-20.53%) Land $43,046 Building $168,703	$211,749 (-1.5%) Land $43,046 Building $168,703
2023	$1,742.00 Homeowner's exemption	$214,964 Land $43,046 Building $171,918	$214,964 Land $43,046 Building $171,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Ryan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	59 (1980–2021)
Claims Outside the SFHA	29 of 59
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 24 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 7 claims Severe Thunderstorms And Flooding, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Ryan Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOUR LAKE serves 1,813 people · EPA ID TX1000003
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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