555 Rivergate Ln, #2248, Durango, CO 81301 Property Records

La Plata County property record for 555 Rivergate Ln, #2248, Durango, CO 81301

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,044 sqft · built 2005
Lot Size	0.013 acres (558 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (May 2008)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5667-321-06-057`

Property Details

APN / Parcel Number

Primary APN	`5667-321-06-057`
Alternative APN	`R427063`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	236 Units
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	558 sqft (0.013 acres)
Patio Area	54 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R427063
Street Address	555 RIVERGATE LN, 2
City	DURANGO
State	CO
Zip	81301-7470
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: RIVERGATE LOFTS CONDO UNIT: B2-248 555 RIVERGATE LN #2 248 DURANGO 81301
Legal Subdivision	RIVERGATE LOFTS CONDO UNIT: 2-248
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1080
Census Tract	971100

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	662 ROCK RIDGE DR, LAFAYETTE, CO 80026-8701
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
May 24, 2021	Grant Deed, Transfer LAND TITLE GUARANTEE
May 21, 2021	Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2008 · Amount on Record
Deed Sale	May 1, 2008 · Amount on Record
Prior Sale	May 23, 2006 · Amount on Record
Deed Document Number	2008976099
Prior Transfer Date	Jun 1, 2006
Prior Transfer Doc	0000934915
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	555 RIVERGATE LN # 2248, 2248, DURANGO, CO 81301-7470
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001166991
Date	Jan 22, 2020
Instrument	1166991

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	May 24, 2021
Property Address	555 RIVERGATE LN # 2248, 2248, DURANGO, CO 81301-7470
Document Number	0001192794
Instrument Date	May 21, 2021
Instrument	1192794
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	662 ROCK RIDGE DR LAFAYETTE CO 800268701, LAFAYETTE, CO 80026-8701

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 21, 2021
Property Address	555 RIVERGATE LN # 2248, 2248, DURANGO, CO 81301-7470
Document Number	0001192794
Map Reference	DOC 1111408
Instrument Date	May 21, 2021
Instrument	1192794
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$37.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3497, DURANGO, CO 81302-3497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	662 ROCK RIDGE DR, LAFAYETTE, CO 80026-8701

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,610 (-2.08%) Building $30,610	$500,170 (-) Building $500,170
2025	$1,655.00 (+75.13%)	$31,260 (+32.85%) Building $31,260	$500,170 (+42.4%) Building $500,170
2023	$945.00 (+21%)	$23,530 (+22.36%) Building $23,530	$351,240 (+26.93%) Building $351,240
2022	$781.00	$19,230 Building $19,230	$276,710 Building $276,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 65% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications.

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