555 Ridge Mill Ln, Commerce, GA 30529 Property Records

Jackson County property record for 555 Ridge Mill Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,180 sqft · built 2007
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Nov 2007)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024C 040`

Property Details

APN / Parcel Number

Primary APN	`024C 040`
Alternative APN	`26320`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,180 sqft Heated Area
1st Floor Area	1,161 sqft
Basement Area	1,139 sqft
Unfinished Basement	1,139 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	180 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26320
Street Address	555 RIDGE MILL LN
City	COMMERCE
State	GA
Zip	30529-7223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 RIDGE MILL MANOR PHASE I
Legal Subdivision	RIDGE MILL MANOR
Legal Phase	1
Legal Lot Number	40
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3042
Census Tract	10400

Owner

555 Ridge Mill Ln is owned and occupied by two individuals who bought it in November 2007.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 RIDGE MILL LN, COMMERCE, GA 30529-7223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2007 · Amount on File
Deed Sale	Nov 15, 2007 · Amount on File
Prior Sale	Oct 25, 2002 · Amount on File
Deed Book / Page	50T / 573
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	555 RIDGE MILL LN, COMMERCE, GA 30529-7223
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 RIDGE MILL LN, COMMERCE, GA 30529-7223

Mortgage

Document Number	00100A0000000704
Date	Dec 22, 2021
Book Page	000000100A/0000000704

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 555 Ridge Mill Ln was $3,745 with a homeowner's exemption, down 1.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,040 (-) Land $24,000 Building $125,040	$372,600 (-) Land $60,000 Building $312,600
2025	$3,745.00 (-1.06%) Homeowner's exemption	$149,040 (-) Land $24,000 Building $125,040	$372,600 (-) Land $60,000 Building $312,600
2024	$3,785.00 (+24.88%) Homeowner's exemption	$149,040 (+10.24%) Land $24,000 Building $125,040	$372,600 (+10.24%) Land $60,000 Building $312,600
2023	$3,031.00 (-7.79%) Homeowner's exemption	$135,200 (+18.93%) Land $24,000 Building $111,200	$338,000 (+18.93%) Land $60,000 Building $278,000
2022	$3,287.00 Homeowner's exemption	$113,680 Land $24,000 Building $89,680	$284,200 Land $60,000 Building $224,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 555 Ridge Mill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Ridge Mill Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20