555 Riddle Mill Rd, Clover, SC 29710 Property Records

York County property record for 555 Riddle Mill Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,190 sqft
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,010,000 (Feb 2025)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`477-00-00-135`

Property Details

APN / Parcel Number

Primary APN	`477-00-00-135`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,190 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	2,710 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	96,268 sqft (2.21 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	444 sqft

Location & Zoning

Street Address	555 RIDDLE MILL RD
City	CLOVER
State	SC
Zip	29710-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT# 2 (2.21AC) RIDDLE MILL RD
Legal Lot Number	2
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3001
Census Tract	61706

Owner

Source: York County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 RIDDLE MILL RD, CLOVER, SC 29710-7335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Feb 6, 2025	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 7, 2024	Deed, Transfer · Construction Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Deed Document Number	20253624
Deed Book / Page	21738 / 107
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	555 RIDDLE MILL RD, CLOVER, SC 29710-7335
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 RIDDLE MILL RD, CLOVER, SC 29710-7335

Mortgage

Document Number	2244100199
Date	Mar 5, 2026
Book Page	22441/199
Instrument	2026007365

Lender

Name	UBS BANK USA
Type	Bank
Address	95 S STATE ST STE 2200, SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	14.8%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Feb 6, 2025
Property Address	555 RIDDLE MILL RD, CLOVER, SC 29710-7335
Document Number	2173800107
Book / Page	21738 / 107
Map Reference	MB 170 PG 171
Instrument Date	Feb 5, 2025
Instrument	2025003624
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,626.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 RIDDLE MILL RD, CLOVER, SC 29710-7335

Mortgage

Document Number	2025003652
Date	Feb 6, 2025
Instrument	2025003652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 7, 2024
Property Address	555 RIDDLE MILL RD, CLOVER, SC 29710-7335
Document Number	2119400085
Book / Page	21194 / 85
Map Reference	MB 170 PG 171
Instrument Date	Nov 17, 2023
Instrument	2024006805
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 LAKE SHORE DR, BELMONT, NC 28012-9766

Mortgage

Document Number	2121700201
Date	Mar 21, 2024
Book Page	21217/201
Instrument	2024008498

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	1300 BAXTER ST STE 170, CHARLOTTE, NC 28204

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,748.00 (+435.29%)	$34,688 (+1,421.4%) Land $1,748 Building $32,940	$941,630 (+2,377.97%) Land $118,130 Building $823,500
2023	$887.00	$2,280 Land $2,280	$38,000 Land $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riddle Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures