555 Richlands Loop Rd, Richlands, NC 28574 Property Records

Onslow County property record for 555 Richlands Loop Rd, Richlands, NC 28574 · Last verified April 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	6.9 acres (300,564 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2025)
Tax Bill	$602 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Jul 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-9.10`

Property Details

APN / Parcel Number

Primary APN	`30-9.10`
Alternative APNs	`490012875` `114170008` `036893`

Exterior

Lot Area	300,564 sqft (6.9 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490012875
Street Address	555 RICHLANDS LOOP RD
City	RICHLANDS
State	NC
Zip	28574-6336
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	TR C- WARD CONSTRUCTION INC RECOMB
Legal Subdivision	BILLY, EDMOND, JAMES JARMAN
Legal Tract	C
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1013
Census Tract	207

Owner

Source: Onslow County records · APN 30-9.10

Assessment roll updated August 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	547 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer · Construction Mortgage LOWER LLC
Jul 25, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 14, 2025	Intrafamily Transfer, Transfer · Line of Credit SHEPHERDS FINANCE LLC
Apr 14, 2025	Warranty Deed, Transfer
Aug 01, 2024	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Aug 01, 2024 · Amount on Record
Deed Book / Page	6338 / 176
Last Transfer Date	Oct 10, 2025
Transfer Doc	0064520953
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Oct 10, 2025
Property Address	555 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336
Document Number	0064520953
Book / Page	6452 / 953
Map Reference	MB 89 PG 154
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336

Mortgage

Document Number	0006452956
Date	Oct 10, 2025
Instrument	6452/956

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2056

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 25, 2025
Property Address	555 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336
Document Number	0064050086
Book / Page	6405 / 86
Instrument Date	Jul 25, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 BONANZA DR, RICHLANDS, NC 28574-8399

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Apr 14, 2025
Property Address	555 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336
Document Number	0063380180
Book / Page	6338 / 180
Map Reference	MB 88 PG 113-116
Instrument Date	Apr 14, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 KOONCE FORK RD, RICHLANDS, NC 28574-1167

Mortgage

Document Number	0063380183
Date	Apr 14, 2025
Book Page	6338/183

Lender

Name	SHEPHERDS FINANCE LLC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32258

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 14, 2025
Property Address	555 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336
Document Number	0063380176
Book / Page	6338 / 176
Map Reference	MB 88 PG 113-116
Instrument Date	Apr 09, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8728 TROWBRIDGE WAY, DAYTON, OH 45424-6463

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 01, 2024
Property Address	555 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6336
Document Number	0061940570
Book / Page	6194 / 570
Map Reference	MB 43 PG 93
Instrument Date	Jul 03, 2024
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 BEULAVILLE HWY, RICHLANDS, NC 28574-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 RICHARDS LOOP ROAD, ORIENTAL, NC 28571

Mortgage

Document Number	0006194574
Date	Aug 01, 2024
Instrument	6194-574

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2054

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$602.00 (+52.41%)	$44,750 (-25.92%) Land $44,750	$44,750 (-25.92%) Land $44,750
2023	$395.00	$60,410 Land $59,930 Building $480	$60,410 Land $59,930 Building $480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330002071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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