555 Providence St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 555 Providence St, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,596 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2023)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOON M:5A L:143 U:7`

Property Details

APN / Parcel Number

Primary APN	`WOON M:5A L:143 U:7`
Alternative APN	`15710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,140 sqft
Attic	Attic
Attic Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	15710
Street Address	555 PROVIDENCE ST
City	WOONSOCKET
State	RI
Zip	02895-6255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	143
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2009
Census Tract	17500

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · Second Mortgage (Down Payment) RHODE ISLAND HOUSING & MTG FIN CORP
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COBBLE HILL DEVELOPMENT LLC
Feb 22, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	2023229186
Deed Book / Page	2827 / 224
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 12, 2023
Property Address	555 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Document Number	002827-224
Book / Page	2827 / 224
Instrument Date	Sep 11, 2023
Instrument	229186
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	48 ELLA AVE, WOONSOCKET, RI 02895-3515

Mortgage

Document Number	002827-238
Date	Sep 12, 2023
Book Page	2827/238
Instrument	229188

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	555 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002818-213
Date	Jul 27, 2023
Book Page	2818/213
Instrument	228531

Lender

Name	COBBLE HILL DEVELOPMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Feb 22, 2023
Property Address	555 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Document Number	0002792-72
Book / Page	2792 / 72
Instrument Date	Feb 15, 2023
Instrument	226558
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,016.00 (+17.15%)	$357,600 (+45.84%) Land $88,100 Building $269,500
2023	$3,428.00	$245,200 (-) Land $89,700 Building $155,500
2022	$3,428.00	$245,200 Land $89,700 Building $155,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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