Cuyahoga County property record for 555 Prospect St, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,349 sqft · built 1941 |
| Lot Size | 1.73 acres (75,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jul 2013) |
| Tax Bill | $5,838 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-23-002 |
| Primary APN | 363-23-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,349 sqft Living Area |
| Gross Area | 3,978 sqft |
| 1st Floor Area | 1,821 sqft |
| 2nd Floor Area | 528 sqft |
| Basement Area | 1,057 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 75,400 sqft (1.73 acres) |
| Lot Dimensions | 776 ft deep x 100 ft wide |
| View / Lot | Traffic |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 555 PROSPECT AVE E |
|---|---|
| City | CLEVELAND |
| State | OH |
| Zip | 44115-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | SP 255FT S OF METROPK |
| Legal Subdivision | S OF METROPK |
| Legal Lot Number | 56 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 134206 |
555 Prospect St is owned by two individuals who bought it in July 2013.
Source: Cuyahoga County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 PROSPECT ST, BEREA, OH 44017-2738 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on File |
| Deed Sale | Jul 11, 2013 · Amount on File |
| Prior Sale | Feb 5, 2001 · Amount on File |
| Deed Document Number | 2013750 |
| Prior Transfer Date | Feb 12, 2007 |
| Prior Transfer Doc | 0000000640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 555 PROSPECT ST, BEREA, OH 44017-2738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000000279 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 202410310279 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.34% |
| Type Change Date | Oct 30, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.34% |
| Max Rate At Change | 9.34% |
| Index | Prime Rate |
| Max Rate | 13.3% |
The 2025 property tax bill for 555 Prospect St was $5,838, up 2.1% from the year before.
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,838.00 (+2.13%) Homeowner's exemption | $100,800 (-) Land $15,960 Building $84,840 | $288,000 (-) Land $45,600 Building $242,400 |
| 2024 | $5,716.00 (+9.02%) Homeowner's exemption | $100,800 (+33.02%) Land $15,960 Building $84,840 | $288,000 Land $45,600 Building $242,400 |
| 2023 | $5,243.00 (+0.63%) Homeowner's exemption | $75,780 (-) Land $15,610 Building $60,170 | |
| 2022 | $5,210.00 Homeowner's exemption | $75,780 Land $15,610 Building $60,170 | |
| 2021 | $216,500 Land $44,600 Building $171,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 555 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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