555 North St, Elyria, OH 44035 Property Records

Lorain County property record for 555 North St, Elyria, OH 44035 · Last verified April 2026

Property Summary

Property TypeCommercial
Details1,580 sqft · built 1927
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$170,000 (Feb 2020)
Tax Bill$498 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-26-089-000-007

Property Details

APN / Parcel Number

Primary APN06-26-089-000-007

Interior

Building Area1,580 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions112 ft deep x 88 ft wide
View / LotPrimary
Garage TypeDetached
Garage Area1,600 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address555 NORTH ST
CityELYRIA
StateOH
Zip44035
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionNORTH ST 88 X 170
Legal SubdivisionNORTH ST
Legal Tract26
Legal Lot Number440
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group4
Census Block4016
Census Tract97600

Owner

Source: Lorain County records · APN 06-26-089-000-007

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address215 ABBE RD S, ELYRIA, OH 44035-6239
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Commercial Mortgage
NORTHWEST BANK
Mar 11, 2026Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Feb 20, 2020Warranty Deed, Transfer · Line of Credit
BUCKEYE CMNTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleMar 01, 2005 · Amount on Record
Deed Document Number2020750032
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property AddressNORTH ST, ELYRIA, OH 44035
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087831
DateMar 11, 2026
Instrument2026-0087831
Lender
NameNORTHWEST BANK
TypeBank
AddressELYRIA, OH 44035
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property AddressNORTH ST, ELYRIA, OH 44035
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087832
DateMar 11, 2026
Instrument2026-0087832
Lender
NameNORTHWEST BANK
TypeBank
AddressELYRIA, OH 44035
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 20, 2020
Property AddressNORTH ST, ELYRIA, OH 44035
Document Number0000750032
Instrument DateFeb 19, 2020
Instrument750032
Transaction TypeTransfer
Record UpdatedMar 09, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address555 NORTH ST ELYRIA OH 44035, ELYRIA, OH 44035

Mortgage

Document Number750033
DateFeb 20, 2020
Instrument750033
Lender
NameBUCKEYE CMNTY BK
TypeBank
AddressLORAIN, OH 44055
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$498.00 (+2.68%)$8,080 (+0.06%) Land $7,550 Building $530$23,070 (-) Land $21,560 Building $1,510
2024$485.00 (+7.06%)$8,075 (+29.53%) Land $7,546 Building $529$23,070 (+29.53%) Land $21,560 Building $1,510
2023$453.00 (+0.44%)$6,234 (-0.1%) Land $6,038 Building $196$17,810 (-) Land $17,250 Building $560
2022$451.00$6,240 Land $6,040 Building $200
2021$17,810 Land $17,250 Building $560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930976004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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