555 N Cottage Ave, Kankakee, IL 60901 Property Records

Kankakee County property record for 555 N Cottage Ave, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.154 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Oct 2023)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-33-401-005`

Property Details

APN / Parcel Number

Primary APN	`16-09-33-401-005`

Exterior

Lot Area	6,750 sqft (0.154 acres)

Location & Zoning

Street Address	555 N COTTAGE AVE
City	KANKAKEE
State	IL
Zip	60901-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOBBIE HEIGHTS ADDN LOT 5 BLK 18 33-31-12E
Legal Subdivision	HOBBIE HEIGHTS ADD
Legal Block	18
Legal Lot Number	5
Jurisdiction	KANKAKEE IL
Township / Civil Division	KANKAKEE
Census Block Group	2
Census Block	2011
Census Tract	11500

Owner

Source: Kankakee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 N COTTAGE AVE, KANKAKEE, IL 60901-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	202310324
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Oct 24, 2023
Property Address	555 N COTTAGE AVE, KANKAKEE, IL 60901-2605
Document Number	0202310324
Instrument Date	Oct 19, 2023
Instrument	202310324
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	CT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N COTTAGE AVE, KANKAKEE, IL 60901-2605

Mortgage

Document Number	0202310325
Date	Oct 24, 2023
Instrument	202310325

Lender

Name	IXONIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

Mortgage

Document Number	0202310326
Date	Oct 24, 2023
Instrument	202310326

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Kankakee Township
Municipality	Kankakee City
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (+6.38%)	$13,849 (+27.41%) Land $1,151 Building $12,698	$41,547 (+27.41%) Land $3,453 Building $38,094
2024	$1,443.00 (+11.6%)
2023		$10,870 (+14.25%) Land $903 Building $9,967	$32,610 (+14.25%) Land $2,709 Building $29,901
2022	$1,293.00	$9,514 Land $790 Building $8,724	$28,542 Land $2,370 Building $26,172

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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