555 Millstone Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 555 Millstone Ct, Charlottesville, VA 22901

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,392 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jan 2026)
Tax Bill	$2,809 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061Z0-05-00-01200`

Property Details

APN / Parcel Number

Primary APN	`061Z0-05-00-01200`
Alternative APN	`25691`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,392 sqft Finished Area
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood
Lot Area	43,560 sqft (1 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	61 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	555 MILLSTONE CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-2845
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PLANNED UN
Legal Description	BROOKMILL CONDOS UNIT 12 PH-II
Legal Subdivision	BROOKMILL CONDOS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1000
Census Tract	10603

Owner

555 Millstone Ct, a condominium, is owned and occupied by two individuals who bought it in January 2026.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 MILLSTONE CT, CHARLOTTESVILLE, VA 22901-2845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHARLES T ARMSTRONG
Jan 30, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2022	Deed, Transfer · Stand-Alone First Mortgage TIMOTHY KELSEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	May 3, 2022 · Amount on File
Deed Document Number	2026920
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	555 MILLSTONE CT, CHARLOTTESVILLE, VA 22901-2845
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005292
Date	May 3, 2022
Instrument	202200005292

Lender

Name	CHARLES T ARMSTRONG
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 30, 2026
Property Address	555 MILLSTONE CT, CHARLOTTESVILLE, VA 22901-2845
Document Number	202600000920
Map Reference	MB 889 PG 612
Instrument Date	Jan 13, 2026
Instrument	202600000920
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	555 MILLSTONE CT, CHARLOTTESVILLE, VA 22901-2845

Mortgage

Document Number	202600000921
Date	Jan 30, 2026
Instrument	202600000921

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 3, 2022
Property Address	555 MILLSTONE CT, CHARLOTTESVILLE, VA 22901-2845
Document Number	202200005289
Map Reference	MB 889 PG 612
Instrument Date	Mar 30, 2022
Instrument	202200005289
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MILLSTONE CT, CHARLOTTESVILLE, VA 22901-2845

Mortgage

Document Number	202200005290
Date	May 3, 2022
Instrument	202200005290

Lender

Name	TIMOTHY KELSEY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	202200005291
Date	May 3, 2022
Instrument	202200005291

Lender

Name	CATHERINE GETCHELL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 555 Millstone Ct was $2,809, down 8.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,809.00 (-8.47%)	$315,700 (-0.91%) Land $66,000 Building $249,700	$315,700 (-0.91%) Land $66,000 Building $249,700
2025	$3,069.00	$318,600 Land $70,000 Building $248,600	$318,600 Land $70,000 Building $248,600
2023	$2,573.00	$301,400 Land $61,500 Building $239,900	$301,400 Land $61,500 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Millstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Millstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, T-Mobile, Ting, Verizon.

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