DeKalb County property record for 555 Meadow Ln, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1990 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,200 (Dec 2018) |
| Tax Bill | $1,046 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-454-019.000-008 |
| Primary APN | 17-06-03-454-019.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 105 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603454019 |
|---|---|
| Street Address | 555 MEADOW LN |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MEADOWS LOT 17 |
| Legal Subdivision | THE MEADOWS AN ADDITION |
| Legal Lot Number | 17 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20200 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 555 MEADOW LN, WATERLOO, IN 46793-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 4, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on Record |
| Deed Sale | Dec 4, 2018 · Amount on Record |
| Prior Sale | Jan 15, 2016 · Amount on Record |
| Deed Document Number | 20186335 |
| Prior Transfer Date | Dec 15, 2015 |
| Prior Transfer Doc | 0201506598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 555 MEADOW LN, WATERLOO, IN 46793-9300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | CENTURION TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0202001719 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 202001719 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Dec 4, 2018 |
| Property Address | 555 MEADOW LN, WATERLOO, IN 46793-9300 |
| Document Number | 0201806335 |
| Map Reference | MB 6 PG 129 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 201806335 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | CENTURION LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 555 MEADOW LN, WATERLOO, IN 46793-9300 |
| Document Number | 0201806336 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 201806336 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,046.00 (-2.15%) | $129,300 (+4.87%) Land $18,300 Building $111,000 | $129,300 (+4.87%) Land $18,300 Building $111,000 |
| 2024 | $1,069.00 (+8.2%) | $123,300 (+1.9%) Land $17,400 Building $105,900 | $123,300 (+1.9%) Land $17,400 Building $105,900 |
| 2023 | $988.00 (+15.56%) | $121,000 (+17.7%) Land $16,900 Building $104,100 | $121,000 (+17.7%) Land $16,900 Building $104,100 |
| 2022 | $855.00 | $102,800 Land $14,500 Building $88,300 | $102,800 Land $14,500 Building $88,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
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