555 Maple Dr, Owatonna, MN 55060 Property Records

Steele County property record for 555 Maple Dr, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,240 sqft · built 1958
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2025)
Tax Bill	$2,896 (2026)
Deeds & Mortgages	Oct 2025 Sale Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`17-150-0207`

Property Details

APN / Parcel Number

Primary APN	`17-150-0207`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Finished Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Metal
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	555 MAPLE DR
City	OWATONNA
State	MN
Zip	55060-1966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUEDTKE BLK 2 LOT 7 TORRENS PROPERTY
Legal Section	TW
Legal Subdivision	LUEDTKE
Legal Block	2
Legal Lot Number	7
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3023
Census Tract	960200

Owner

555 Maple Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Steele County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 MAPLE DR, OWATONNA, MN 55060-1966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer
Nov 18, 2019	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Oct 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	20251818555
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Oct 24, 2025
Property Address	555 MAPLE DR, OWATONNA, MN 55060-1966
Document Number	T000085180
Instrument Date	Oct 24, 2025
Instrument	T000085180
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Amount	Amount on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	555 MAPLE DR, OWATONNA, MN 55060-1966

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Nov 18, 2019
Property Address	555 MAPLE DR, OWATONNA, MN 55060-1966
Document Number	T000077850
Instrument Date	Sep 30, 2019
Instrument	T000077850
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MAPLE DR, OWATONNA, MN 55060-1966

Mortgage

Document Number	T000077851
Date	Nov 18, 2019
Instrument	T000077851

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Oct 3, 2018
Property Address	555 MAPLE DR, OWATONNA, MN 55060-1966
Document Number	T000076637
Instrument Date	Sep 26, 2018
Instrument	T000076637
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Tax	$358.23
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 4TH AVE SE, OWATONNA, MN 55060-4477

Tax Assessment & Valuation

The 2026 property tax bill for 555 Maple Dr was $2,896 with a homeowner's exemption, up 19.3% from the year before.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,896.00 (+19.28%) Homeowner's exemption	$232,100 (+8.51%) Land $31,600 Building $200,500	$232,100 (+8.51%) Land $31,600 Building $200,500
2025	$2,428.00 Homeowner's exemption	$213,900 Land $30,900 Building $183,000	$213,900 Land $30,900 Building $183,000
2023	$2,654.00 Homeowner's exemption	$198,500 Land $26,000 Building $172,500	$198,500 Land $26,000 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Maple Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Maple Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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