555 Main St, Unit 400, Chico, CA 95928 Property Records

Butte County property record for 555 Main St, Unit 400, Chico, CA 95928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,921 sqft · built 2004
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jun 2021)
Tax Bill	$10,224 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`004-242-018-000`

Property Details

APN / Parcel Number

Primary APN	`004-242-018-000`
Alternative APN	`004-242-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Construction Type	Steel Frame
Lot Area	871 sqft (0.02 acres)
Garage Type	Attached
Garage Area	296 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	004-242-018
Street Address	555 MAIN ST, 400
City	CHICO
State	CA
Zip	95928-5676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DN
Legal Description	UNIT 400 PM 162-14/18
Legal Subdivision	555 MAIN STREET
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6017
Census Tract	1000

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	555 MAIN ST, 400, CHICO, CA 95928-5676
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Construction Mortgage GOLDEN VALLEY BANK
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit GOLDEN VALLEY BANK
Nov 17, 2021	Deed of Trust, Mortgage · Construction Mortgage GOLDEN VALLEY BANK
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit GOLDEN VALLEY BANK
Oct 11, 2017	Deed of Trust, Mortgage TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	May 7, 2012 · Amount on Record
Deed Document Number	202129553
Prior Transfer Date	Dec 3, 2012
Prior Transfer Doc	0000046586
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 CALIFORNIA PARK DR 130, 130, CHICO, CA 95928-4042

Mortgage

Document Number	0000050284
Date	Nov 17, 2021
Instrument	2021-0050284

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 CALIFORNIA PARK DR 130, 130, CHICO, CA 95928-4042

Mortgage

Document Number	0000029554
Date	Jun 30, 2021
Instrument	2021-0029554

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 CALIFORNIA PARK DR 130, 130, CHICO, CA 95928-4042

Mortgage

Document Number	0000050283
Date	Nov 17, 2021
Instrument	2021-0050283

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MAIN ST, CHICO, CA 95928-5677

Mortgage

Document Number	0000023016
Date	Jul 6, 2022
Instrument	2022-0023016

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676
Document Number	0000040868
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	RIO VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2571 CALIFORNIA PARK DR CHICO CA 959284042, CHICO, CA 95928-4042

Mortgage

Document Number	0000040868
Date	Nov 16, 2017
Instrument	40868

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95928

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$886,076 (+2%) Land $176,651 Building $709,425
2025	$10,224.00 (+7.6%)	$868,703 (+4.04%) Land $173,188 Building $695,515
2024			$629,280
2023	$9,502.00 (+46.86%)	$834,972 Land $166,464 Building $668,508
2022	$6,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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