555 Lower Valley Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 555 Lower Valley Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,529 sqft · built 1906
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$290,900 (Jun 2013)
Tax Bill	$5,522 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`2G0271000002100000`

Property Details

APN / Parcel Number

Primary APN	`2G0271000002100000`
Alternative APNs	`000000069561` `000000163504` `69561`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	1,785 sqft
1st Floor Area	1,529 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	256 sqft
Deck Area	320 sqft
Patio Area	680 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	555 LOWER VALLEY LN
City	CIBOLO
State	TX
Zip	78108-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS: 271 SUR: F RODRIGUEZ 2.4800 AC.
Legal Subdivision	RODRIGUEZ F
Legal Block	2
Jurisdiction	GUADALUPE TX
Township / Civil Division	SOUTHWEST GUADALUPE
Census Block Group	2
Census Block	2066
Census Tract	210804

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 LOWER VALLEY LN, CIBOLO, TX 78108-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	201313776
Deed Book / Page	4103 / 254
Prior Transfer Date	Jun 24, 2013
Prior Transfer Doc	0000013776
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	555 LOWER VALLEY LN, CIBOLO, TX 78108-4115
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099018117
Date	May 26, 2021
Instrument	202199018117

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	555 LOWER VALLEY LN, CIBOLO, TX 78108-4115
Document Number	0000003726
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 LOWER VALLEY LN CIBOLO TX 781084115, CIBOLO, TX 78108-4115

Mortgage

Document Number	0000003726
Date	Feb 13, 2020
Instrument	3726

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,225 (-4.37%) Land $172,196 Building $177,029	$349,225 (-12.76%) Land $172,196 Building $177,029
2025	$5,522.00 (+5.18%) Homeowner's exemption	$365,202 (+1.73%) Land $313,111 Building $87,189	$400,300 (+11.5%) Land $313,111 Building $87,189
2024	$5,250.00 (-0.85%)
2023	$5,295.00 (-11.51%) Homeowner's exemption	$359,000 Land $213,728 Building $145,272	$359,000 Land $213,728 Building $145,272
2022	$5,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	25 (1997–2015)
Claims Outside the SFHA	18 of 25
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims Severe Storms And Flooding, Jul 2002 · 5 claims Flooding 10/18/98, Oct 1998 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50

May also be available: Alamo Broadband, Verizon.

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