555 Kirkcaldy Way, Abingdon, MD 21009 Property Records

Harford County property record for 555 Kirkcaldy Way, Abingdon, MD 21009

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,538 sqft · built 2003
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jan 2018)
Tax Bill	$3,744 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-328387`

Property Details

APN / Parcel Number

Primary APN	`01-328387`
Alternative APNs	`1328387` `328387`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,538 sqft Total Area
Basement Area	570 sqft
Finished Basement	570 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	328387
Street Address	555 KIRKCALDY WAY
City	ABINGDON
State	MD
Zip	21009-2419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3COS
Legal Description	LOT 112 2000 SF 555 KIRKCALDY WAY MONMOUTH MEAD P 101/97
Legal Lot Number	112
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4009
Census Tract	301202

Owner

555 Kirkcaldy Way, a townhouse, is owned and occupied by two individuals who bought it in January 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 KIRKCALDY WAY, ABINGDON, MD 21009-2419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Prior Sale	Oct 30, 2003 · Amount on File
Deed Document Number	201812672-0133
Deed Book / Page	12672 / 133
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 17, 2018
Property Address	555 KIRKCALDY WAY, ABINGDON, MD 21009-2419
Document Number	0126720133
Book / Page	12672 / 0133
Map Reference	MB101 FO97
Instrument Date	Dec 20, 2017
Instrument	12672-0133
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15505 AVOCETVIEW CT, 15505, LITHIA, FL 33547-4846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 KIRKCALDY WAY, ABINGDON, MD 21009-2419
Investor	Possibly a Property Investor

Mortgage

Document Number	126720138
Date	Jan 17, 2018
Instrument	12672-0138

Lender

Name	CORNERSTONE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 555 Kirkcaldy Way was $3,744 with a homeowner's exemption, up 23.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,744.00 (+23.89%) Homeowner's exemption	$343,600 Land $75,000 Building $268,600	$343,600 Land $75,000 Building $268,600
2025	$3,022.00 Homeowner's exemption
2023		$277,000 Land $75,000 Building $202,000	$277,000 Land $75,000 Building $202,000
2022	$2,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Kirkcaldy Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Kirkcaldy Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880