Harrison County property record for 555 Howard Ave, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,105 sqft · built 1900 |
| Lot Size | 0.226 acres (9,858 sqft) |
| Owner | 2 Company Names on File |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1410J-04-035.000 |
| Primary APN | 1410J-04-035.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,105 sqft Adjusted Area |
| Gross Area | 2,994 sqft |
| 2nd Floor Area | 1,059 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 9,858 sqft |
| Lot Dimensions | 186 ft deep x 53 ft wide |
| Deck Area | 160 sqft |
| Utility Building | 793 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 004373 |
|---|---|
| Street Address | 555 HOWARD AVE |
| City | BILOXI |
| State | MS |
| Zip | 39530-4449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELIZABETH B BROOKSHIRE REVOC TRUST *2022-9599-D-J2* LOT 18 BLK 2 KELLARS SUBD LESS AND EXCEPT THE PORTION TO THE CITY OF BILO |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 34 |
| Legal Subdivision | KELLERS SUBD |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 3600 |
Source: Harrison County records, as of November 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 555 HOWARD AVE, BILOXI, MS 39530-4449 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2022 |
| Deed Sale | Dec 29, 2022 |
| Deed Document Number | 2022-0009599-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 555 HOWARD AVE, BILOXI, MS 39530-4449 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210017673 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 20210017673 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $17,832 (+11.4%) | $178,319 (+11.4%) Land $25,843 Building $152,476 |
| 2023 | $16,007 | $160,071 Land $25,843 Building $134,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 162 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 206 units insured incl. 44 condo units |
| Nearby Flood Claims | 179 (1978–2021) |
| Claims Outside the SFHA | 68 of 179 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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