555 Grassmere Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 555 Grassmere Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,248 sqft · built 1998
Lot Size	4.1 acres (178,857 sqft)
Owner	Individual Name on Record
Last Sale	$1,125,000 (Sep 2021)
Tax Bill	$12,971 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05800-00-00-15400`

Property Details

APN / Parcel Number

Primary APN	`05800-00-00-15400`
Alternative APN	`19175`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,248 sqft Finished Area
Basement Area	1,748 sqft
Finished Basement	1,270 sqft
Unfinished Basement	478 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	178,857 sqft (4.1 acres)
Garage Area	483 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	513 sqft
Deck Area	378 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	555 GRASSMERE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	GRASSMERE FARM 3, PH I
Legal Subdivision	GRASSMERE FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4015
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 GRASSMERE RD, CHARLOTTESVILLE, VA 22903-9212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Nov 6, 2008 · Amount on Record
Deed Document Number	202116482
Deed Book / Page	5615 / 241
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 28, 2021
Property Address	555 GRASSMERE RD, CHARLOTTESVILLE, VA 22903-9212
Document Number	5615/241
Book / Page	5615 / 241
Map Reference	MB 0662 PG 0640
Instrument Date	Sep 27, 2021
Instrument	2021-00016482
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	CENTERVIEW TITLE GROUP, CENTERVIEW TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	555 GRASSMERE RD, CHARLOTTESVILLE, VA 22903-9212

Mortgage

Document Number	202100016483
Date	Sep 28, 2021
Instrument	2021-00016483

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,971.00 (+4.27%)	$1,450,900 (+4.26%) Land $331,400 Building $1,119,500	$1,450,900 (+4.26%) Land $331,400 Building $1,119,500
2025	$12,440.00 (+18.62%)	$1,391,600 (+13.31%) Land $331,300 Building $1,060,300	$1,391,600 (+13.31%) Land $331,300 Building $1,060,300
2023	$10,487.00	$1,228,100 Land $308,600 Building $919,500	$1,228,100 Land $308,600 Building $919,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANGFORD SUBDIVISION private · serves 97 people · EPA ID VA2003440
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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