555 Grand St, Saugatuck, MI 49453 Property Records

Allegan County property record for 555 Grand St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,298 sqft · built 2005
Lot Size	0.318 acres (13,852 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Oct 2013)
Tax Bill	$17,063 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-009-016-11`

Property Details

APN / Parcel Number

Primary APN	`57-009-016-11`
Alternative APN	`03-57-009-016-11`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,298 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	198 ft deep x 70 ft wide
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	555 GRAND ST
City	SAUGATUCK
State	MI
Zip	49453-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	COM AT CTR 1/4 COR TH E 660' TH N 392.67' TO POB TH CONT N 70' TH E 198' TH S 70' TH W 198' TO POB SEC 9 T3N R16W (04).
Legal Range	16W
Legal Township	03N
Legal Section	09
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2025
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2140 W CORTLAND ST, CHICAGO, IL 60647-4510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 1, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2013 · Amount on Record
Deed Sale	Oct 30, 2013 · Amount on Record
Prior Sale	Nov 8, 2005 · Amount on Record
Deed Book / Page	3789 / 494
Last Transfer Date	Oct 11, 2019
Transfer Doc	004398/285
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	555 GRAND ST, SAUGATUCK, MI 49453-9630
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004548/224
Date	Dec 8, 2020
Book Page	4548/224

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 1, 2019
Property Address	555 GRAND ST, SAUGATUCK, MI 49453-9630
Document Number	004398/285
Book / Page	4398 / 285
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 W CORTLAND ST, CHICAGO, IL 60647-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 W CORTLAND ST, CHICAGO, IL 60647-4510

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 23, 2019
Property Address	555 GRAND ST, SAUGATUCK, MI 49453-9630
Document Number	004373/815
Book / Page	4373 / 815
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 W CORTLAND ST, CHICAGO, IL 60647-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 W CORTLAND ST, CHICAGO, IL 60647-4510

Mortgage

Document Number	0004373818
Date	Aug 23, 2019
Instrument	4373/818

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,500 (-1.55%) Land $108,400 Building $363,100	$943,000 (-1.55%) Land $216,800 Building $726,200
2025	$17,063.00 (+3.21%) Homeowner's exemption	$478,900 (+47.99%) Land $103,800 Building $375,100	$957,800 (+47.99%) Land $207,600 Building $750,200
2024	$16,533.00
2023		$323,600 Land $62,700 Building $260,900	$647,200 Land $125,400 Building $521,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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