Harrisonburg City property record for 555 E Rock St, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,522 sqft · built 1925 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,667 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 Q 7 |
| Primary APN | 033 Q 7 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,522 sqft Living Area |
| Basement Area | 360 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cottage |
| Exterior Material | Vinyl |
| Roof Material | Metal |
| Lot Area | 7,280 sqft (0.167 acres) |
| Lot Dimensions | 130 ft deep x 56 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 415 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 355 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 555 E ROCK ST |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 1 SS E ROCK ST LOT 46 GARBER & GARBER ADD |
| Legal Subdivision | GARBER GARBER ADD |
| Legal Lot Number | 46 |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 101 |
555 E Rock St is owner-occupied and held in a trust since December 2019.
Source: Harrisonburg City records, as of October 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 555 E ROCK ST, HARRISONBURG, VA 22802-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK |
| Dec 19, 2019 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2019 |
| Transfer Doc | 005194/423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 555 E ROCK ST, HARRISONBURG, VA 22802-4817 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 555 E ROCK ST, HARRISONBURG, VA 22802-4817 |
| Document Number | 005796/173 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 5796/173 |
| Instrument | 2024-08314 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | BRIDGEWATER, VA 22812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 19, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Recording Date | Dec 19, 2019 |
| Property Address | 555 E ROCK ST, HARRISONBURG, VA 22802-4817 |
| Document Number | 005194/423 |
| Book / Page | 5194 / 423 |
| Map Reference | MB 74 PG 38 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 2019-30767 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 555 E ROCK ST, HARRISONBURG, VA 22802-4817 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 555 E Rock St was $2,667.
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,667.00 | $264,100 (+2.17%) Land $60,000 Building $204,100 | $264,100 (+2.17%) Land $60,000 Building $204,100 |
| 2025 | $258,500 Land $60,000 Building $198,500 | $258,500 Land $60,000 Building $198,500 | |
| 2024 | $2,438.00 | ||
| 2023 | $218,400 Land $43,800 Building $174,600 | $218,400 Land $43,800 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 E Rock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 555 E Rock St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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