555 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 555 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,117 sqft · built 1913
Lot Size0.19 acres (8,259 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Aug 2022)
Tax Bill$12,055 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-33-407-009

Property Details

APN / Parcel Number

Primary APN12-33-407-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,117 sqft Living Area
Gross Area2,465 sqft
1st Floor Area672 sqft
Upper Floors Area840 sqft
AtticAttic
Attic Area672 sqft
Basement Area672 sqft
Finished Basement605 sqft
Unfinished Basement67 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,259 sqft (0.19 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area281 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address555 E ILLINOIS RD
CityLAKE FOREST
StateIL
Zip60045-2443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON CIRCLE SUB. LOT 23
Legal SubdivisionWASHINGTON CIRCLE SUB.
Legal Lot Number23
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1011
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

555 E Illinois Rd is owned by a company that bought it in August 2022.

Source: Lake County records, as of June 16, 2026

Owner of RecordCompany Name on File
Mailing Address31451 W SOMERSET CIR, LIBERTYVILLE, IL 60048-4887
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 27, 2026Quit Claim Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Aug 30, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 3, 2017Deed of Trust, Mortgage · ARM
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2022 · Amount on File
Deed SaleAug 30, 2022 · Amount on File
Prior SaleSep 26, 2007 · Amount on File
Deed Document Number20227929717
Prior Transfer DateMay 11, 2011
Prior Transfer Doc0006870677
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address555 E ILLINOIS RD, LAKE FOREST, IL 60045-2443
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyNOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007833710
DateOct 13, 2021
Instrument7833710
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateMay 27, 2026
Property Address555 E ILLINOIS RD, LAKE FOREST, IL 60045-2443
Document Number0008171389
Instrument DateMar 6, 2026
Instrument20268171389
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address31451 W SOMERSET CIR, LIBERTYVILLE, IL 60048-4887

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 30, 2022
Property Address555 E ILLINOIS RD, LAKE FOREST, IL 60045-2443
Document Number0007929717
Map ReferenceDOC 155789
Instrument DateAug 25, 2022
Instrument7929717
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31451 W SOMERSET CIR, LIBERTYVILLE, IL 60048-4887

Mortgage

Document Number0007929718
DateAug 30, 2022
Instrument7929718
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate5.99%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address555 E ILLINOIS RD, LAKE FOREST, IL 60045-2443
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007377050
DateMar 3, 2017
Instrument7377050
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressGURNEE, IL 60031
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 555 E Illinois Rd was $12,055, up 0.2% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,055.00 (+0.24%)$208,727 Land $98,337 Building $110,390$626,244 Land $295,041 Building $331,203
2024$12,026.00 (+25.23%)
2023$9,603.00 (+2.88%)$176,557 (+6.97%) Land $83,181 Building $93,376$529,724 (+6.97%) Land $249,568 Building $280,156
2022$9,334.00$165,046 Land $77,758 Building $87,288$495,187 Land $233,297 Building $261,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 555 E Illinois Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 555 E Illinois Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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