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555 E Commercial St, Mitchell (Osage), IA 50461 Property Records

Mitchell County property record for 555 E Commercial St, Mitchell, IA 50461 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1954
Square Footage660 sqft Living Area
Lot Size22,572 sqft (0.518 acres)
OccupancyOwner Occupied
Last Sale$28,500 (2021)
Tax Bill$484.00 (2025)

Owner

Source: Mitchell County records · APN 1008403003

Assessment roll updated October 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address555 E COMMERCIAL ST, MITCHELL, IA 50461-8055
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK
Nov 14, 2023Re-recorded Document
Nov 07, 2023Quit Claim Deed, Transfer
Quitclaim Document
Mar 12, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Deed Doc Number2021513
Deed Book / Page2021 / 513
Last Transfer DateJul 10, 2024
Transfer Doc0000001205
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Property Address555 E COMMERCIAL ST, MITCHELL, IA 50461-8055
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/2493
DateDec 29, 2021
Book Page2021/2493
Instrument2021 2493
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 22, 2041
Interest
Rate TypeAdjustable Rate

November 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMITCHELL IA
Recording DateNov 14, 2023
Property Address555 E COMMERCIAL ST, MITCHELL, IA 50461-8055
Document Number02023/1670
Book / Page2023 / 1670
Instrument DateOct 04, 2023
Instrument2023 1670
Record UpdatedDec 11, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 E COMMERCIAL ST, MITCHELL, IA 50461-8055

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMITCHELL IA
Recording DateNov 07, 2023
Property Address555 E COMMERCIAL ST, MITCHELL, IA 50461-8055
Document Number02023/1636
Book / Page2023 / 1636
Instrument DateOct 04, 2023
Instrument2023 1636
Transaction TypeTransfer
Record UpdatedDec 11, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 E COMMERCIAL ST, MITCHELL, IA 50461-8055

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL IA
Recording DateMar 12, 2021
Property Address555 E COMMERCIAL ST, MITCHELL, IA 50461-8055
Document Number002021/513
Book / Page2021 / 513
Instrument DateMar 08, 2021
Instrument2021 513
Transaction TypeTransfer
Record UpdatedDec 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$44.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8805 JOLIET AVE, LUBBOCK, TX 79423-2718

Transferred To (Grantee/Buyer)

NameVerified Name
Address1874 370TH ST, OSAGE, IA 50461-8002

Mortgage

Document Number002021/514
DateMar 12, 2021
Book Page2021/514
Instrument2021 514
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityMitchell City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$484.00 Homeowner's exemption$55,240 (+4.58%) Land $9,240 Building $46,000$55,240 (+4.58%) Land $9,240 Building $46,000
2024$484.00 (-7.98%)
2023$52,820 (+17.77%) Land $9,240 Building $43,580$52,820 (+17.77%) Land $9,240 Building $43,580
2022$526.00$44,850 Land $9,240 Building $35,610
2021$44,850 Land $9,240 Building $35,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (19131C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN1008403003

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area660 sqft Living Area
Basement Area660 sqft Basement
Unfinished Basement660 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area22,572 sqft (0.518 acres)
Deck Area185 sqft Deck

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHot Water Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address555 E COMMERCIAL ST
CityMITCHELL
StateIA
Zip50461-8055
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEX PART TO MITCHELL, CITY OF; WESTERN ADD LOTS 1-10 BLK 6
Legal SubdivisionWESTERN ADDITION TO MITCHELL
Legal Block6
Legal Lot Number1-10
JurisdictionMITCHELL IA
Minor Civil DivisionMITCHELL
Census Blockgroup1
Census Block1100
Census Tract560200

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