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555 E Charlene Dr, Sparta, TN 38583 Property Records

White County property record for 555 E Charlene Dr, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,244 sqft · built 1963
Lot Size0.516 acres (22,500 sqft)
OwnerIndividual Name on Record
Last Sale$167,000 (Nov 2021)
Tax Bill$693 (2021)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093041L B 00800

Property Details

APN / Parcel Number

Primary APN093041L B 00800
Alternative APN
  • 041L B 00800

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,244 sqft Living Area
1st Floor Area1,244 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,500 sqft (0.516 acres)
Lot Dimensions225 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address555 E CHARLENE DR
CitySPARTA
StateTN
Zip38583-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionDISTRICT: 1; SUBDIVISION: WHISPERING HILLS S/D
Legal SubdivisionWHISPERING HILLS S/D
JurisdictionWHITE TN
Township / Civil Division2
Census Block Group3
Census Block3020
Census Tract935300

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address555 E CHARLENE DR, SPARTA, TN 38583-1228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Deed Document Number21005340
Deed Book / PageRB495 / 37
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateNov 8, 2021
Property Address555 E CHARLENE DR, SPARTA, TN 38583-1228
Document NumberRB495/37
Book / PageRB495 / 37
Map ReferenceMB 1 PG 10
Instrument DateNov 5, 2021
Instrument21005340
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$617.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21005341
DateNov 8, 2021
Instrument21005341
Lender
NameASCEND FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
MunicipalitySparta City
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,875 (+102.48%) Land $5,000 Building $41,875$187,500 (+102.48%) Land $20,000 Building $167,500
2023$23,150 Land $2,750 Building $20,400
2021$693.00
2020$92,600 Land $11,000 Building $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2015–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA WATER SYSTEM
serves 10,899 people · EPA ID TN0000652
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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