555 Dexter St, Wray, CO 80758 Property Records

Yuma County property record for 555 Dexter St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,638 sqft · built 1900
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2023)
Tax Bill	$771 (2026)
Deeds & Mortgages	Sep 2005 Mortgage Apr 2023 Sale & Line of Credit
APN	`W000447`

Property Details

APN / Parcel Number

Primary APN	`W000447`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,638 sqft Living Area
Basement Area	416 sqft
Unfinished Basement	416 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1981
Exterior Material	Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	555 DEXTER ST
City	WRAY
State	CO
Zip	80758-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S 1ST BLK 6 LOT 8 & S1/2 LOT 7 SIZE: 75 X 140
Legal Subdivision	KIRKS 1ST
Legal Block	6
Legal Lot Number	7-8
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3075
Census Tract	963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33156 COUNTY ROAD 33, WRAY, CO 80758-8921
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2005	Deed of Trust, Mortgage · USDA Mortgage USDA
Apr 26, 2023	Personal Representative Deed, Transfer · Line of Credit WRAY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	2023587145
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	555 DEXTER ST, WRAY, CO 80758-1629
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000523989
Date	Sep 13, 2005
Instrument	00523989

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2025

April 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YUMA CO
Recording Date	Apr 26, 2023
Property Address	555 DEXTER ST, WRAY, CO 80758-1629
Document Number	0000587145
Instrument Date	Apr 26, 2023
Instrument	587145
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33156 COUNTY ROAD 33, WRAY, CO 80758-8921

Mortgage

Document Number	0000587146
Date	Apr 26, 2023
Instrument	587146

Lender

Name	WRAY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2028

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$771.00
2025	$771.00 (+94.7%)	$7,880 (-17.61%)
2024			$126,110 (+4.95%)
2023	$396.00 (-31.61%)	$9,564 (+39.09%) Land $939 Building $8,625	$120,160 (+39.11%) Land $11,800 Building $108,360
2022	$579.00	$6,876 Land $939 Building $5,937	$86,380 Land $11,800 Building $74,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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