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555 Cross Ln, Dayton, OH 45458 Property Records

Warren County property record for 555 Cross Ln, Dayton, OH 45458 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,126 sqft · built 2005
Lot Size0.537 acres (23,435 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Sep 2015)
Tax Bill$7,714 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-33-461-036-0

Property Details

APN / Parcel Number

Primary APN05-33-461-036-0
Alternative APNs
  • 0533461036
  • 533461036
  • 142914

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,126 sqft Living Area
2nd Floor Area1,304 sqft
Basement Area1,250 sqft
Finished Basement1,250 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Lot Area23,435 sqft (0.537 acres)
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number142914
Old Parcel Number0533461036
Street Address555 CROSS LN
CityDAYTON
StateOH
Zip45458-5036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENRIDGE 3B LOT# 117
Legal SubdivisionGLENRIDGE 3B
Legal Block461
Legal Lot Number117
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2002
Census Tract30901

Owner

Source: Warren County records · APN 05-33-461-036-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address555 CROSS LN, CENTERVILLE, OH 45458-5036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Mar 19, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Prior SaleMay 17, 2005 · Amount on Record
Deed Document Number0000387074
Deed Book / Page3870 / 74
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address555 CROSS LN, DAYTON, OH 45458-5036
Transaction TypeMortgage
Record UpdatedJul 03, 2023
Title CompanyLANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005583
DateFeb 03, 2021
Instrument2021-005583
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address555 CROSS LN, DAYTON, OH 45458-5036
Transaction TypeMortgage
Record UpdatedJul 03, 2023
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012819
DateMar 19, 2021
Instrument2021-012819
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,714.00 (+21.04%)$180,044 (+25.33%) Land $35,000 Building $145,044$514,410 (+25.33%) Land $100,000 Building $414,410
2023$6,373.00 (+2.43%) Homeowner's exemption$143,654 (-) Land $20,650 Building $123,004
2022$6,222.00 Homeowner's exemption$143,654 Land $20,650 Building $123,004$410,440 (-) Land $59,000 Building $351,440
2021$410,440 Land $59,000 Building $351,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650309012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 3% of the US · above 15% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber2,000 / 2,000
Point Broadband Fiber HoldingFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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