555 Calle Cielo, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 555 Calle Cielo, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,236 sqft · built 1999
Lot Size	1.03 acres (45,302 sqft)
Owner	Company Name on Record
Last Sale	$804,000 (Jan 2020)
Tax Bill	$10,133 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`092-162-022`

Property Details

APN / Parcel Number

Primary APN	`092-162-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,236 sqft Living Area
1st Floor Area	3,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	45,302 sqft
Terrain	Below Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	555 CALLE CIELO
City	NIPOMO
State	CA
Zip	93444-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1038 LT 8A
Legal Subdivision	TRACT NO 1038
Legal Tract	1038
Legal Block	2
Legal Lot Number	8A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2017
Census Tract	12403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	555 CALLE CIELO, NIPOMO, CA 93444-9592
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
May 13, 2020	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Oct 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 14, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 15, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Oct 29, 1999 · Amount on Record
Deed Document Number	20201835
Last Transfer Date	Sep 2, 2021
Transfer Doc	0000064217
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2021
Property Address	555 CALLE CIELO, NIPOMO, CA 93444-9592
Document Number	0000064217
Map Reference	MB 12 PG 84
Instrument Date	Sep 2, 2021
Instrument	2021064217
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	555 CALLE CIELO, NIPOMO, CA 93444-9592

Mortgage

Document Number	0000064218
Date	Sep 21, 2021
Instrument	2021064218

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	555 CALLE CIELO, NIPOMO, CA 93444-9592
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 CALIE CIELO, NIPOMO, CA 93444-9592

Mortgage

Document Number	0000009297
Date	Feb 8, 2021
Instrument	2021009297

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	555 CALLE CIELO, NIPOMO, CA 93444-9592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023204
Date	May 13, 2020
Instrument	2020023204

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 28, 2020
Property Address	555 CALLE CIELO, NIPOMO, CA 93444-9592
Document Number	0000061237
Instrument Date	Sep 18, 2020
Instrument	61237
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	555 CALLE CIELO NIPOMO CA 934449592, NIPOMO, CA 93444-9592

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 14, 2020
Property Address	555 CALLE CIELO, NIPOMO, CA 93444-9592
Document Number	0000001835
Instrument Date	Jan 2, 2020
Instrument	1835
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	595 CALLE CIELO NIPOMO CA 934449592, NIPOMO, CA 93444-9592

Mortgage

Document Number	1836
Date	Jan 14, 2020
Instrument	1836

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 15, 2019
Property Address	555 CALLE CIELO, NIPOMO, CA 93444-9592
Document Number	0000009166
Instrument Date	Mar 14, 2019
Instrument	9166
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	545 VIA MIRA VALLE NIPOMO CA 934449324, NIPOMO, CA 93444-9324

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$978,362 (+2%) Land $432,496 Building $545,866
2025	$10,133.00 (+4.7%) Homeowner's exemption	$959,179 (+4.04%) Land $424,016 Building $535,163
2023	$9,678.00 (+10.85%) Homeowner's exemption	$921,934 Land $407,551 Building $514,383
2022	$8,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi, Surfnet Communications.

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