555 Cecilton Warwick Rd, Warwick, MD 21912 Property Records

Cecil County property record for 555 Cecilton Warwick Rd, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,888 sqft · built 1930
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Last Sale	$254,900 (Oct 2018)
Tax Bill	$2,696 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Jul 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-017810`

Property Details

APN / Parcel Number

Primary APN	`01-017810`
Alternative APNs	`1017810` `017810`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,888 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)

Exterior Amenities

Porch	Slab
Porch Area	454 sqft
Shed	1 Shed
Shed Area	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017810
Street Address	555 CECILTON WARWICK RD
City	WARWICK
State	MD
Zip	21912-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	1.23 ACRE 555 CECILTON-WARWICK RD. E OF CECILTON
Legal Subdivision	DOUGLAS VILLAGE
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2010
Census Tract	30100

Owner

555 Cecilton Warwick Rd is owned and occupied by an individual who bought it in October 2018.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 4, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Oct 10, 2018	Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Book / Page	4310 / 420
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302

Mortgage

Document Number	0054250092
Date	Jan 30, 2024
Book Page	5425/92

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	339 Months
Due	Apr 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302

Mortgage

Document Number	0053520429
Date	Jul 25, 2023
Book Page	5352/429

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	345 Months
Due	Apr 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302

Mortgage

Document Number	0051670314
Date	May 18, 2022
Book Page	5167/314

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302
Document Number	0047260256
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 CECILTON WARWICK RD WARWICK MD 219121302, WARWICK, MD 21912-1302

Mortgage

Document Number	0047260256
Date	Nov 13, 2020
Book Page	004726/000256

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302
Document Number	0047060499
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 CECILTON WARWICK RD WARWICK MD 219121302, WARWICK, MD 21912-1302

Mortgage

Document Number	0047060499
Date	Oct 19, 2020
Book Page	004706/000499

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 10, 2018
Property Address	555 CECILTON WARWICK RD, WARWICK, MD 21912-1302
Document Number	0043100420
Book / Page	4310 / 420
Instrument Date	Oct 9, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0043100429
Date	Oct 10, 2018
Book Page	4310/429

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 555 Cecilton Warwick Rd was $2,696, up 3.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,696.00 (+3.85%)	$243,133	$254,500 Land $87,000 Building $167,500
2025	$2,596.00
2023	$1,721.00	$213,867	$220,400 Land $87,000 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Cecilton Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Cecilton Warwick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

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