555 Ashcroft Ln, Spring Creek, NV 89815 Property Records

Elko County property record for 555 Ashcroft Ln, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	1,534 sqft · built 1997
Lot Size	2.56 acres (111,514 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2023)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-006-013`

Property Details

APN / Parcel Number

Primary APN	`053-006-013`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,534 sqft
Interior Walls	Concrete

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	111,514 sqft (2.56 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	555 ASHCROFT LN
City	SPRING CREEK
State	NV
Zip	89815-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 103 SPRING CREEK CORPORATION FILE 60406
Legal Subdivision	SPRING CREEK TRACT 103
Legal Tract	103
Legal Block	6
Legal Lot Number	13
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1012
Census Tract	951403

Owner

Source: Elko County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 ASHCROFT LN, SPRING CREEK, NV 89815-6125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 17, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 3, 2018	Affidavit of Death, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	2023821995
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	0000738901
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	555 ASHCROFT LN, SPRING CREEK, NV 89815-6125
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 ASHCROFT LN, SPRING CREEK, NV 89815-6125

Mortgage

Document Number	0000806711
Date	Jun 7, 2022
Instrument	806711

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	795 Months
Due	Sep 12, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.73%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	9.73%

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 17, 2023
Property Address	555 ASHCROFT LN, SPRING CREEK, NV 89815-6125
Document Number	0000821995
Map Reference	FILE 60406
Instrument Date	Jul 12, 2023
Instrument	821995
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 MOUNT ZION RD, FAIRMONT, WV 26554-5082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 ASHCROFT LN, SPRING CREEK, NV 89815-6125

Mortgage

Document Number	0000821996
Date	Jul 17, 2023
Instrument	821996

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ELKO NV
Recording Date	Apr 3, 2018
Property Address	555 ASHCROFT LN, SPRING CREEK, NV 89815-6125
Document Number	0000738901
Instrument Date	Apr 3, 2018
Instrument	738901
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 ASHCROFT LN SPRING CREEK NV 898156125, SPRING CREEK, NV 89815-6125

Mortgage

Document Number	738889
Date	Apr 3, 2018
Instrument	738889

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Apr 2, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.78%

Mortgage

Document Number	738890,
Date	Apr 3, 2018
Instrument	738890

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Apr 2, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.78%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (+14.08%)	$68,313 (+10.84%) Land $14,000 Building $54,313	$195,180 (+10.84%) Land $40,000 Building $155,180
2024	$1,605.00 (+14.89%)
2023	$1,397.00 (+2.65%)	$61,632 (+14.48%) Land $9,975 Building $51,657	$176,091 (+14.48%) Land $28,500 Building $147,591
2022	$1,361.00	$53,836 Land $9,975 Building $43,861	$153,817 Land $28,500 Building $125,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 87% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CC Communications Broadband.

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