555 25th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 555 25th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,441 sqft · built 1951
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2014)
Tax Bill	$7,839 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`515-160-004-5`

Property Details

APN / Parcel Number

Primary APN	`515-160-004-5`
Alternative APN	`515-160-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Lot Area	3,800 sqft (0.087 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	555 25TH ST
City	RICHMOND
State	CA
Zip	94804-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NICH MAC AVE CIV CEN LT 34 POR 35 BLK 21
Legal Subdivision	NICHOLL MACDONALD AVE CIVIC
Legal Block	21
Legal Lot Number	34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	374000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 25TH ST, RICHMOND, CA 94804-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2014 · Amount on Record
Deed Sale	Dec 15, 2014 · Amount on Record
Prior Sale	Nov 19, 2008 · Amount on Record
Deed Document Number	2014221949
Prior Transfer Date	Nov 17, 2014
Prior Transfer Doc	0000221947
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2026
Property Address	555 25TH ST, RICHMOND, CA 94804-1602
Document Number	0000068540
Instrument Date	Jun 11, 2026
Instrument	202668540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 25TH ST, RICHMOND, CA 94804-1602

Mortgage

Document Number	0000068540,
Date	Jun 30, 2026
Instrument	202668540

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	555 25TH ST, RICHMOND, CA 94804-1602
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029111
Date	Feb 15, 2017
Instrument	2017-029111

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	555 25TH ST, RICHMOND, CA 94804-1602
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048010
Date	Mar 28, 2018
Instrument	2018-048010

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	555 25TH ST, RICHMOND, CA 94804-1602
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009919
Date	Jan 16, 2020
Instrument	2020-009919

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Feb 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	555 25TH ST, RICHMOND, CA 94804-1602
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 25TH ST, RICHMOND, CA 94804-1602

Mortgage

Document Number	0000265923
Date	Sep 24, 2021
Instrument	2021-265923

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	555 25TH ST, RICHMOND, CA 94804-1602
Document Number	0000217966
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 25TH ST RICHMOND CA 948041602, RICHMOND, CA 94804-1602

Mortgage

Document Number	0000217966
Date	Dec 5, 2019
Instrument	217966

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,624 (+2%) Land $226,785 Building $225,839
2025	$7,839.00 (+3.47%)	$443,750 (+4.04%) Land $222,339 Building $221,411
2023	$7,576.00 (+1.9%)	$426,520 Land $213,706 Building $212,814
2022	$7,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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