5549 Saint Thomas Ln, Madison, OH 44057 Property Records

Lake County property record for 5549 Saint Thomas Ln, Madison, OH 44057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,571 sqft · built 2003
Lot Size	0.564 acres (24,587 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Jul 2018)
Tax Bill	$5,511 (2023)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-B-129-B-00-050-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-129-B-00-050-0`
Alternative APN	`54`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
1st Floor Area	1,571 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	24,587 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	54
Street Address	5549 SAINT THOMAS LN
City	MADISON
State	OH
Zip	44057-1786
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 15 TRACT 4
Legal Subdivision	THE RETREAT AT CHAPEL COVE CONDO
Legal Tract	4
Legal Lot Number	15
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3005
Census Tract	205701

Owner

5549 Saint Thomas Ln, a condominium, is owned and occupied by two individuals who bought it in July 2018.

Source: Lake County records, as of April 25, 2024

Owner of Record	2 Individual Names on File
Mailing Address	5549 SAINT THOMAS LN, MADISON, OH 44057-1786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Feb 14, 2014 · Amount on File
Deed Document Number	2505
Record Updated	Jun 7, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 3, 2018
Property Address	5549 SAINT THOMAS LN, MADISON, OH 44057-1786
Document Number	0000016694
Instrument Date	Jul 3, 2018
Instrument	16694
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$552.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5549 SAINT THOMAS LN MADISON OH 440571786, MADISON, OH 44057-1786

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,511.00 (+80.87%) Homeowner's exemption	$49,590 (-) Land $14,700 Building $34,890
2022	$3,047.00 Homeowner's exemption	$49,590 Land $14,700 Building $34,890
2021			$141,680 Land $42,000 Building $99,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5549 Saint Thomas Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1984–2006)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5549 Saint Thomas Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20