5549 Embassy St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 5549 Embassy St, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,346 sqft · built 2005
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on File
Last Sale	$528,000 (Aug 2019)
Tax Bill	$10,535 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-300-360`

Property Details

APN / Parcel Number

Primary APN	`09-06-300-360`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,346 sqft Living Area
1st Floor Area	2,298 sqft
Basement Area	2,298 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	79,715 sqft (1.83 acres)
Lot Width	200 ft Width
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5549 EMBASSY ST
City	KALAMAZOO
State	MI
Zip	49009-6497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 6-3-12 MAPLEWOOD FARMS LOT 36 SPLIT FROM 06-105-087 06-176-040 & 06-195-010 FOR 2004 ROLL
Legal Range	12
Legal Township	03
Legal Section	06
Legal Subdivision	MAPLEWOOD FARMS
Legal Lot Number	36
Jurisdiction	KALAMAZOO MI
Township / Civil Division	TEXAS
Census Block Group	3
Census Block	3018
Census Tract	3005

Owner

5549 Embassy St is owned and occupied by two individuals who bought it in August 2019.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5549 EMBASSY ST, KALAMAZOO, MI 49009-6497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Nov 16, 2012 · Amount on File
Deed Document Number	201925267
Prior Transfer Date	Sep 24, 2015
Prior Transfer Doc	2015033652
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5549 EMBASSY ST, KALAMAZOO, MI 49009-6497
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020012070
Date	Apr 16, 2020
Instrument	2020-012070

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 30, 2019
Property Address	5549 EMBASSY ST, KALAMAZOO, MI 49009-6497
Document Number	2019025267
Map Reference	LB 41 PG 20
Instrument Date	Aug 1, 2019
Instrument	2019-025267
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OAK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,540.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8858 EMBASSY ST, 8858, KALAMAZOO, MI 49009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5549 EMBASSY ST, KALAMAZOO, MI 49009-6497

Mortgage

Document Number	2019025268
Date	Aug 30, 2019
Instrument	2019-025268

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 5549 Embassy St was $10,535 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Texas Charter Township
Unified School District	Mattawan Consolidated School (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,900 (-0.43%)	$779,800 (-0.43%)
2025	$10,535.00 Homeowner's exemption	$391,600	$783,200
2023		$331,500	$663,000
2019	$7,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5549 Embassy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5549 Embassy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTAWAN serves 2,550 people · EPA ID MI0004177
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Bloomingdale Communications, Verizon.

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