Hamilton County property record for 5549 Cleander Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,813 sqft · built 1966 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,858 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0061-0253-00 |
| Primary APN | 540-0061-0253-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Living Area |
| Gross Area | 3,277 sqft |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 925 sqft |
| Basement Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,108 sqft (0.255 acres) |
| Lot Dimensions | 102 ft deep x 189 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5549 CLEANDER DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | CLEANDER DR 189.320 X 102IRR LOT 26 COVEDALE WEST SUB BLK D PT 3 |
| Legal Subdivision | COVEDALE WEST SUB |
| Legal Block | D |
| Legal Lot Number | 26 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21303 |
Source: Hamilton County records · APN 540-0061-0253-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5549 CLEANDER DR, CINCINNATI, OH 45238-4266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jun 21, 2017 | Limited Warranty Deed, Transfer · Conventional Mortgage CINCO FAMILY FINANCIAL CENTER CU |
| Feb 07, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 01, 2011 |
| Transfer Doc | 0000000927 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5549 CLEANDER DR, CINCINNATI, OH 45238-4266 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000013074 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 15112/1287 |
| Instrument | 2024-0013074 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | 7901 SANDY SPRING RD, LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5549 CLEANDER DR, CINCINNATI, OH 45238-4266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PREMIER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0200111046 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 14281/1436 |
| Instrument | 2020-0111046 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 21, 2017 |
| Property Address | 5549 CLEANDER DR, CINCINNATI, OH 45238-4266 |
| Document Number | 0000005345 |
| Map Reference | MB 121 PG 3 |
| Instrument Date | Jun 08, 2017 |
| Instrument | 17-0055345 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5549 CLEANDER DR, CINCINNATI, OH 45238-4266 |
| Document Number | 0000005346 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 17-0055346 |
| Name | CINCO FAMILY FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 07, 2017 |
| Property Address | 5549 CLEANDER DR, CINCINNATI, OH 45238-4266 |
| Document Number | 0000012037 |
| Book / Page | 013349 / 001094 |
| Instrument Date | Feb 02, 2017 |
| Instrument | 12037 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,858.00 (-0.23%) | $79,734 (-) Land $10,255 Building $69,479 | $227,810 (-) Land $29,300 Building $198,510 |
| 2024 | $4,869.00 (+1.52%) | $79,734 (-) Land $10,255 Building $69,479 | |
| 2023 | $4,796.00 (+22.66%) | $79,734 (+37.83%) Land $10,255 Building $69,479 | $227,810 (+37.83%) Land $29,300 Building $198,510 |
| 2022 | $3,910.00 | $57,848 Land $9,135 Building $48,713 | |
| 2020 | $165,280 Land $26,100 Building $139,180 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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