McKean County property record for 5548 Rte 646, Cyclone, PA 16726
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1981 |
| Lot Size | 4.45 acres (193,842 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,687 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-009.-208.04 |
| Primary APN | 24-009.-208.04 |
|---|---|
| Alternative APN |
|
| Building Area | 1,056 sqft Total Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 193,842 sqft (4.45 acres) |
| Street Address | 5548 ROUTE 646 |
|---|---|
| City | CYCLONE |
| State | PA |
| Zip | 16726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0271-0141 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | KEATING |
| Census Block Group | 2 |
| Census Block | 2086 |
| Census Tract | 421000 |
Source: McKean County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5548 ROUTE 646, CYCLONE, PA 16726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 5548 ROUTE 646, CYCLONE, PA 16726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 884/0756 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 884/0756 |
| Instrument | 201704399 |
| Name | MOUNTAIN LAUREL FCU |
|---|---|
| Type | Credit Union |
| Address | BRADFORD, PA 16701 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 30, 2022 |
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Keating Township |
| Unified School District | Smethport Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,687.00 (+3.63%) | $75,300 (-) Land $9,950 Building $65,350 | |
| 2024 | $2,593.00 | $75,300 Land $9,950 Building $65,350 | |
| 1998 | $75,300 Land $9,950 Building $65,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2003–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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