5548 N Berkeley Ave, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 5548 N Berkeley Ave, San Bernardino, CA 92407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,898 sqft · built 1993
Lot Size	0.166 acres (7,215 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0265-301-54-0000`

Property Details

APN / Parcel Number

Primary APN	`0265-301-54-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	2,347 sqft
1st Floor Area	1,083 sqft
2nd Floor Area	815 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,215 sqft (0.166 acres)
Lot Dimensions	111 ft deep x 65 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	330 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5548 N BERKELEY AVE
City	SAN BERNARDINO
State	CA
Zip	92407-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13554-1 LOT 25
Legal Subdivision	13554-1
Legal Tract	13554-1
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3003
Census Tract	4509

Owner

5548 N Berkeley Ave is owned and occupied by two individuals who acquired it in July 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 21, 2021	Loan Modification, Mortgage · VA Mortgage MR COOPER
Jul 27, 2017	Intrafamily Transfer, Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017
Deed Sale	Jul 27, 2017
Prior Sale	Jul 20, 2015 · Amount on File
Deed Document Number	2017307297
Prior Transfer Date	Jul 26, 2017
Prior Transfer Doc	0000307297
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320

Mortgage

Document Number	0000159544
Date	Apr 7, 2021
Instrument	2021-0159544

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320

Mortgage

Document Number	0000259761
Date	Oct 20, 2023
Instrument	2023-0259761

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320
Document Number	0000041973
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5548 N BERKELEY AVE SAN BERNARDINO CA 924075320, SAN BERNARDINO, CA 92407-5320

Mortgage

Document Number	0000041973
Date	Jan 28, 2021
Instrument	41973

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 27, 2017
Property Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320
Document Number	0000307297
Map Reference	MB238 PG35-37
Instrument Date	Jul 26, 2017
Instrument	2017-0307297
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO SOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5548 N BERKELEY AVE, SAN BERNARDINO, CA 92407-5320

Mortgage

Document Number	0000307298
Date	Jul 27, 2017
Instrument	2017-0307298

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5548 N Berkeley Ave was $2,587 with a veteran's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$374,317 (+2%) Land $108,673 Building $265,644
2025	$2,587.00	$366,977 Land $106,542 Building $260,435
2023	$4,548.00 (-0.18%)	$352,727 Land $102,405 Building $250,322
2022	$4,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5548 N Berkeley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5548 N Berkeley Ave is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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