5548 McDonald Ave, Newark, CA 94560 Property Records

Alameda County property record for 5548 McDonald Ave, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,136 sqft · built 1961
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`92A-775-51`

Property Details

APN / Parcel Number

Primary APN	`92A-775-51`
Alternative APN	`092A-0775-051-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Street Address	5548 MCDONALD AVE
City	NEWARK
State	CA
Zip	94560-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00059 BLK: TR: 2257
Legal Subdivision	TRACT NO 2257
Legal Tract	2257
Legal Lot Number	59
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3002
Census Tract	444100

Owner

5548 McDonald Ave is owner-occupied and held in a trust since September 1996.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Oct 18, 2023	Intrafamily Transfer, Transfer
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2018	Affidavit of Death, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 17, 1996
Transfer Doc	0000256700
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912

Mortgage

Document Number	0000041585
Date	Mar 31, 2026
Instrument	2026041585

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2056

Interest

Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 18, 2023
Property Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912
Document Number	0000122529
Map Reference	MB 44 PG 24-26
Instrument Date	Oct 13, 2023
Instrument	2023122529
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912

Mortgage

Document Number	0000102890
Date	Mar 12, 2021
Instrument	2021102890

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912

Mortgage

Document Number	0000388659
Date	Dec 6, 2021
Instrument	2021388659

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231368
Date	Nov 13, 2019
Instrument	2019231368

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Jan 10, 2018
Property Address	5548 MCDONALD AVE, NEWARK, CA 94560-1912
Document Number	0000005296
Instrument Date	Jan 3, 2018
Instrument	5296
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5548 MCDONALD AVE NEWARK CA 945601912, NEWARK, CA 94560-1912

Mortgage

Document Number	5297
Date	Jan 10, 2018
Instrument	5297

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5548 McDonald Ave was $1,781 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,864 (-5.45%) Land $44,867 Building $50,997
2025	$1,781.00 Homeowner's exemption	$93,984 Land $43,987 Building $49,997
2023	$1,668.00 Homeowner's exemption	$90,334 Land $42,279 Building $48,055	$1,034,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5548 McDonald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5548 McDonald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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