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5548 Galway Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 5548 Galway Dr, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,839 sqft · built 1965
Lot Size0.289 acres (12,602 sqft)
OwnerIndividual Name on File
Last Sale$126,000 (Apr 2009)
Tax Bill$2,828 (2023)
Deeds & MortgagesJan 2019 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN099-152-02

Property Details

APN / Parcel Number

Primary APN099-152-02

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,839 sqft Heated Area
Gross Area1,932 sqft
1st Floor Area1,191 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,602 sqft (0.289 acres)
PorchPorch
Porch Area93 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelSolar

Location & Zoning

Old Parcel Number099-152-02
Street Address5548 GALWAY DR
CityCHARLOTTE
StateNC
Zip28215-3137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL17 B1 M12-137
Legal SubdivisionSHANNON PARK 06
Legal Block1
Legal Lot Number17
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract1504

Owner

5548 Galway Dr is owned and occupied by an individual who bought it in April 2009.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address5548 GALWAY DR, CHARLOTTE, NC 28215-3137
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2009 · Amount on File
Deed SaleApr 9, 2009 · Amount on File
Prior SaleMar 28, 2008 · Amount on File
Deed Document Number0024632578
Deed Book / Page24632 / 578
Record UpdatedJun 7, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5548 GALWAY DR, CHARLOTTE, NC 28215-3137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000314
DateJan 2, 2019
Book Page33207/398
Instrument2019000314
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term179 Months
DueDec 27, 2033

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5548 GALWAY DR, CHARLOTTE, NC 28215-3137
Document Number0000109953
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5548 GALWAY DR CHARLOTTE NC 282153137, CHARLOTTE, NC 28215-3137

Mortgage

Document Number0000109953
DateJul 20, 2020
Book Page034825/000112
Instrument109953
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 19, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 5548 Galway Dr in Zone X, an area of minimal flood risk, though there have been 158 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims158 (1978–2024)
Claims Outside the SFHA16 of 158
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5548 Galway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Google Fiber.

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