Wilson County property record for 5548 Central Rd, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 2005 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3628-17-3852.000 |
| Primary APN | 3628-17-3852.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,926 sqft Heated Area |
| 1st Floor Area | 1,926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5548 CENTRAL RD |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 5548 CENTRAL RD L2 1.20AC |
| Legal Subdivision | SURVEY JEFF CARRAWAY |
| Jurisdiction | WILSON NC |
| Township / Civil Division | BLACK CREEK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 900 |
Source: Wilson County records · APN 3628-17-3852.000
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 149, BLACK CREEK, NC 27813-0149 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 28, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 22, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5548 CENTRAL RD, WILSON, NC 27893-7830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5548 CENTRAL RD, WILSON, NC 27893-7830 |
| Document Number | 002997/758 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 2997/758 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 06, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5548 CENTRAL RD, WILSON, NC 27893-7830 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2755/520 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 2755/520 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5548 CENTRAL RD, WILSON, NC 27893-7830 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2758/215 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 2758/215 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5548 CENTRAL RD, WILSON, NC 27893-7830 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2844/150 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 2844/150 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Jul 15, 2038 |
Source: Wilson County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,335 (-) Land $21,840 Building $260,495 | $282,335 (-) Land $21,840 Building $260,495 | |
| 2025 | $2,044.00 (+25.78%) | $282,335 (-) Land $21,840 Building $260,495 | $282,335 (-) Land $21,840 Building $260,495 |
| 2024 | $282,335 Land $21,840 Building $260,495 | $282,335 Land $21,840 Building $260,495 | |
| 2021 | $1,625.00 |
Source: FEMA National Flood Hazard Layer as of June 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1999–2016) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| City of Wilson Fiber | 1,000 / 1,000 |
Based on FCC filings for 31 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BLACK CREEK serves 1,795 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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