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5548 Black Walnut Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 5548 Black Walnut Rd, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,888 sqft · built 1968
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$3,365 (2025)
Deeds & MortgagesApr 2020 Mortgage
Mar 2020 Transfer
Flood ZoneZone AE (high risk)
APN865260A000

Property Details

APN / Parcel Number

Primary APN865260A000
Alternative APN
  • 5-0115-1741-00-0004.1000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,888 sqft Living Area
1st Floor Area1,888 sqft
Basement Area1,888 sqft

Exterior

Year BuiltBuilt 1968
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number865260A000
Old Parcel Number865260A000
Street Address5548 BLACK WALNUT RD
CitySAINT CHARLES
StateMO
Zip63301-7101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA9
Legal DescriptionPT SUR 1741
Legal Range06E
Legal Township47N
Legal SubdivisionUS SURV #1741
Legal Lot Number4
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2053
Census Tract310100

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5548 BLACK WALNUT RD, SAINT CHARLES, MO 63301-7101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Quit Claim Deed, Transfer
BANK OF AMERICA
Mar 9, 2020Affidavit of Death, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleMar 9, 2020
Last Transfer DateApr 15, 2020
Transfer Doc0072700021
Record UpdatedJun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 15, 2020
Property Address5548 BLACK WALNUT RD, SAINT CHARLES, MO 63301-7101
Document Number0072700021
Book / Page007270 / 000021
Instrument DateApr 13, 2020
Instrument231620
Transaction TypeTransfer
Record UpdatedJul 10, 2020
Title CompanyUS TITLE-DES PERES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3216 LE CHATEAUX DR ST CHARLES MO 633010629, ST CHARLES, MO 63301-0629

Mortgage

Document Number72700024
DateApr 15, 2020
Book Page007270/000024
Instrument231630
Lender
NameBANK OF AMERICA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

March 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST CHARLES MO
Recording DateMar 9, 2020
Property Address5548 BLACK WALNUT RD, SAINT CHARLES, MO 63301-7101
Document Number0072442115
Book / Page007244 / 002115
Instrument DateMar 5, 2020
Instrument143340
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3461 CARRIAGE XING ST CHARLES MO 633013227, ST CHARLES, MO 63301-3227

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,365.00$44,288 (+2.94%)$233,092 (+2.93%) Land $8,000 Building $225,092
2023$43,025
2022$226,447 Land $8,000 Building $218,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 113 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies113 in force
Nearby Flood Claims921 (1978–2026)
Claims Outside the SFHA15 of 921
Most Recent ClaimMay 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2019 · 75 claims
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 54 claims
  • Severe Storms & Flooding, Sep 1993 · 347 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Brown Dog Networks
Fixed Wireless		50 / 10
Wisper ISP
Fixed Wireless		50 / 5
Rally Networks
DSL		25 / 3

May also be available: AT&T, T-Mobile, Verizon.

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