Caldwell County property record for 5546 Thunderhead Trl, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,452 sqft · built 1978 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $958 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 56 1 52A |
| Primary APN | 12 56 1 52A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,452 sqft Heated Area |
| Gross Area | 3,938 sqft |
| 1st Floor Area | 1,452 sqft |
| Attic | Attic |
| Attic Area | 726 sqft |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,452 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 161,172 sqft (3.7 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 60 sqft |
| Patio Area | 60 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 172166 |
|---|---|
| Street Address | 5546 THUNDERHEAD TRL |
| City | LENOIR |
| State | NC |
| Zip | 28645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2028 PG 929 YR 21 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | PATTERSON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 31000 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1632, LINCOLNTON, NC 28093-1632 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1998 |
| Deed Sale | Jan 1, 1998 |
| Deed Book / Page | 945 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 5546 THUNDERHEAD TRL, LENOIR, NC 28645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020511659 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 2051/1659 |
| Instrument | 10070243 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $958.00 (-5.05%) | $164,800 (-) | |
| 2025 | $1,009.00 (-35.65%) | $164,800 (-22.95%) | $226,400 (-17.85%) Land $161,700 Building $64,700 |
| 2023 | $213,900 (-) Land $100,000 Building $113,900 | $275,600 (-) Land $161,700 Building $113,900 | |
| 2022 | $1,568.00 | $213,900 | $275,600 Land $161,700 Building $113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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