5546 S Lake Rdg, Springfield, MO 65804 Property Records

Greene County property record for 5546 S Lake Rdg, Springfield, MO 65804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,143 sqft · built 2017
Lot Size	0.239 acres (10,411 sqft)
Owner	Trust Name on File
Last Sale	$348,800 (Sep 2020)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-19-19-400-069`

Property Details

APN / Parcel Number

Primary APN	`88-19-19-400-069`
Alternative APN	`1919400069`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,143 sqft Living Area
1st Floor Area	2,143 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Brick
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	149 ft deep x 70 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881919400069
Street Address	5546 S LAKE RDG
City	SPRINGFIELD
State	MO
Zip	65804-7141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	LAKE RIDGE ESTATES LOT 51
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	LAKE
Legal Lot Number	51
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	4003

Owner

5546 S Lake Rdg is owner-occupied and held in a trust since September 2020.

Source: Greene County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	5546 S LAKE RDG, SPRINGFIELD, MO 65804-7141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 30, 2020	Deed of Trust, Mortgage M L & L FORECLOSURE SVC INC
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 14, 2017	Trustee's Deed, Construction Loan · Line of Credit CENTRAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	202039803
Deed Book / Page	2020 / 3980320
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	0000001404
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Sep 30, 2020
Property Address	5546 S LAKE RDG, SPRINGFIELD, MO 65804-7141
Document Number	0000039803
Instrument Date	Sep 30, 2020
Instrument	39803
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5546 S LAKE RDG SPRINGFIELD MO 658047141, SPRINGFIELD, MO 65804-7141

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5546 S LAKE RDG, SPRINGFIELD, MO 65804-7141
Document Number	0000039804
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 S LAKE RDG SPRINGFIELD MO 658047141, SPRINGFIELD, MO 65804-7141

Mortgage

Document Number	0000039804
Date	Sep 30, 2020
Instrument	39804

Lender

Name	M L & L FORECLOSURE SVC INC
Address	PO BOX 2026, FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	May 25, 2018
Property Address	5546 S LAKE RDG, SPRINGFIELD, MO 65804-7141
Document Number	0000001884
Book / Page	2018 / 018840-18
Map Reference	MB WW PG18
Instrument Date	May 25, 2018
Instrument	018840-18
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 S LAKE RDG, SPRINGFIELD, MO 65804-7141

Mortgage

Document Number	0000001884
Date	May 25, 2018
Instrument	018841-18

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000018842
Date	May 25, 2018
Book Page	2018/018842-18
Instrument	018842-18

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GREENE MO
Recording Date	Sep 14, 2017
Property Address	5546 S LAKE RDG, SPRINGFIELD, MO 65804-7141
Instrument Date	Aug 2, 2017
Instrument	37110
Transaction Type	Construction Loan
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	807 N 12TH ST OZARK MO 657219207, OZARK, MO 65721-9207

Mortgage

Document Number	0000037110
Date	Sep 14, 2017
Instrument	37110

Lender

Name	CENTRAL BK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5546 S Lake Rdg was $3,734.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,960 (-) Land $7,320 Building $67,640
2025	$3,734.00	$74,960 Land $7,320 Building $67,640	$394,500 Land $38,500 Building $356,000
2023	$3,625.00 (+13.53%)	$67,970 (+16.25%) Land $7,320 Building $60,650	$357,700 Land $38,500 Building $319,200
2022	$3,193.00	$58,470 Land $7,320 Building $51,150
2021			$307,700 Land $38,500 Building $269,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5546 S Lake Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5546 S Lake Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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