5546 Rainbow Rd, Baytown, TX 77523 Property Records

Chambers County property record for 5546 Rainbow Rd, Baytown, TX 77523

Property Summary

Property Type	Single Family Home
Details	1,873 sqft · built 2020
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$210,900 (Oct 2019)
Tax Bill	$3,946 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35220-00306-00300-000200`

Property Details

APN / Parcel Number

Primary APN	`35220-00306-00300-000200`
Alternative APN	`59161`

Interior

Building Area	1,873 sqft Living Area
1st Floor Area	759 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,489 sqft (0.126 acres)
Garage Area	426 sqft
Porch	Porch
Porch Area	44 sqft

Location & Zoning

Account Number	59161
Street Address	5546 RAINBOW RD
City	BAYTOWN
State	TX
Zip	77523-5068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BK 3 JOSEPH COVE SEC 3
Legal Subdivision	JOSEPHS COVE, SEC. 3
Legal Block	3
Legal Lot Number	2
Jurisdiction	CHAMBERS TX
Township / Civil Division	MONT BELVIEU
Census Block Group	3
Census Block	3047
Census Tract	710202

Owner

Source: Chambers County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3903 OAK WOOD DR N, PEARLAND, TX 77581-6165
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 26, 2022	Deed of Trust, Mortgage · FHA Mortgage DEBBIE RIGGS
Oct 15, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	2019146955
Prior Transfer Date	Oct 9, 2019
Prior Transfer Doc	0000146955
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS TX
Property Address	5546 RAINBOW RD, COVE, TX 77523-5068
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 RAINBOW RD, COVE, TX 77523-5068
Investor	Possibly a Property Investor

Mortgage

Document Number	0000193385
Date	Jun 1, 2023
Instrument	2023-193385

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2063

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS TX
Property Address	5546 RAINBOW RD, COVE, TX 77523-5068
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 RAINBOW RD, COVE, TX 77523-5068

Mortgage

Document Number	0000184641
Date	Jul 26, 2022
Instrument	2022-184641

Lender

Name	DEBBIE RIGGS
Type	Private Party
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2052

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHAMBERS TX
Recording Date	Oct 15, 2019
Property Address	5546 RAINBOW RD, COVE, TX 77523-5068
Document Number	0000146955
Instrument Date	Oct 9, 2019
Instrument	146955
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2019
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 RAINBOW RD COVE TX 775235068, COVE, TX 77523-5068

Mortgage

Document Number	146956
Date	Oct 15, 2019
Instrument	146956

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Chambers County
Unified School District	Barbers Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,946.00 (+0.71%)	$252,800 (+0.04%) Land $22,900 Building $229,900	$252,800 (+0.04%) Land $22,900 Building $229,900
2025	$3,918.00 (+211.2%)	$252,700 (-8.37%) Land $22,900 Building $229,800	$252,700 (-8.37%) Land $22,900 Building $229,800
2023	$1,259.00 (+4.31%)	$275,790 Land $22,900 Building $252,890	$275,790 Land $22,900 Building $252,890
2021	$1,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Nearby Flood Policies	296 in force
Nearby Flood Claims	11 (2008–2024)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 6 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY UTILITY SERVICE private · serves 8,004 people · EPA ID TX0360005
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile, Verizon.

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