201 OTIS DR WACO TX 767126718, WACO, TX 76712-6718
Mortgage
Document Number
0000014329
Date
May 5, 2020
Instrument
14329
Lender
Name
INDEPENDENT BK
Type
Bank
Address
WACO, TX 76702
Agreement
Amount
Amount on Record
Term
60 Months
Due
May 4, 2025
January 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MCLENNAN TX
Property Address
5546 FRANKLIN AVE, WACO, TX 76710-6935
Document Number
0000002622
Instrument Date
Jan 18, 2019
Transaction Type
Mortgage
Record Updated
Apr 10, 2019
Title Company
OTHER
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Limited Partnership
Address
PO BOX 21264 WACO TX 767021264, WACO, TX 76702-1264
Mortgage
Document Number
0000002622
Date
Jan 25, 2019
Instrument
2622
Lender
Name
INDEPENDENT BK
Type
Bank
Address
WACO, TX 76702
Agreement
Amount
Amount on Record
May 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
MCLENNAN TX
Property Address
5546 FRANKLIN AVE, WACO, TX 76710-6935
Document Number
0000016528
Instrument Date
May 15, 2017
Transaction Type
Mortgage
Record Updated
Nov 16, 2018
Title Company
NOT AVAILABLE
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 21264 WACO TX 767021264, WACO, TX 76702-1264
Mortgage
Document Number
0000016528
Date
May 24, 2017
Instrument
16528
Lender
Name
INDEPENDENT BK
Type
Bank
Address
WACO, TX 76702
Agreement
Amount
Amount on Record
Term
120 Months
Due
May 23, 2027
May 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
MCLENNAN TX
Recording Date
May 24, 2017
Property Address
5546 FRANKLIN AVE, WACO, TX 76710-6935
Instrument Date
May 15, 2017
Instrument
16526
Transaction Type
Mortgage
Record Updated
Nov 16, 2018
Title Company
NOT AVAILABLE
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 21264 WACO TX 767021264, WACO, TX 76702-1264
Mortgage
Document Number
0000016526
Date
May 24, 2017
Instrument
16526
Lender
Name
INDEPENDENT BK
Type
Bank
Address
PO BOX 21145, WACO, TX 76702-1145
Agreement
Amount
Amount on Record
Term
120 Months
Due
May 23, 2027
May 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
MCLENNAN TX
Property Address
5546 FRANKLIN AVE, WACO, TX 76710-6935
Document Number
0000016529
Instrument Date
May 15, 2017
Transaction Type
Mortgage
Record Updated
Nov 16, 2018
Title Company
NOT AVAILABLE
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 21264 WACO TX 767021264, WACO, TX 76702-1264
Mortgage
Document Number
0000016529
Date
May 24, 2017
Instrument
16529
Lender
Name
INDEPENDENT BK
Type
Bank
Address
WACO, TX 76702
Agreement
Amount
Amount on Record
Term
24 Months
Due
May 23, 2019
May 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
MCLENNAN TX
Property Address
5546 FRANKLIN AVE, WACO, TX 76710-6935
Document Number
0000016527
Instrument Date
May 15, 2017
Transaction Type
Mortgage
Record Updated
Aug 21, 2018
Title Company
NOT AVAILABLE
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 21264 WACO TX 767021264, WACO, TX 76702-1264
Mortgage
Document Number
0000016527
Date
May 24, 2017
Instrument
16527
Lender
Name
INDEPENDENT BK
Type
Bank
Address
WACO, TX 76702
Agreement
Amount
Amount on Record
Term
120 Months
Due
May 23, 2027
Tax Assessment & Valuation
The 2025 property tax bill for 5546 Franklin Ave was $11,819, down 0.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
Property Jurisdictions
Type
Name
State
Texas
County
McLennan County
Municipality
Waco City
Unified School District
Waco Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$526,030 (+0.06%)Land $215,670Building $310,360
$526,030 (+0.06%)Land $215,670Building $310,360
2025
$11,819.00 (-0.45%)
$525,690Land $215,670Building $310,020
$525,690Land $215,670Building $310,020
2024
$11,872.00
2023
$513,740Land $215,670Building $298,070
$513,740Land $215,670Building $298,070
2022
$11,517.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5546 Franklin Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 11 policies
Nearby Flood Policies
11 in force
Nearby Flood Claims
1 (2026)
Most Recent Claim
Jun 2026 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5546 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source
Surface water
Last State Inspection
May 2025
Lead
2 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Nextlink Fixed Wireless
500 / 100
Central Link Broadband Fixed Wireless
100 / 20
AT&T Fixed Wireless
100 / 20
May also be available: Astound Broadband, Spectrum.