5546 Birch St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5546 Birch St, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 1952
Lot Size0.292 acres (12,720 sqft)
OwnerIndividual Name on File
Last Sale$167,500 (Jun 2020)
Tax Bill$1,638 (2024)
Deeds & MortgagesDec 2025 Mortgage
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-2N-28-2860-00200-0060

Property Details

APN / Parcel Number

Primary APN34-2N-28-2860-00200-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Heated Area
Gross Area2,423 sqft
1st Floor Area1,598 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions1,400 ft deep x 910 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area407 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number342N282860002000060
Street Address5546 BIRCH ST
CityMILTON
StateFL
Zip32570-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionOAKHURST LOT 6 BLK 2 AS DES IN OR 3968 PG 884
Legal Range28W
Legal Township02N
Legal Section34
Legal SubdivisionOAKHURST
Legal Block2
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1022
Census Tract10601

Owner

5546 Birch St is owned and occupied by an individual who bought it in June 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address5546 BIRCH ST, MILTON, FL 32570-2802
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 26, 2020Warranty Deed, Transfer · Conventional Mortgage
THE FIRST A NATIONAL BANKING ASSN
Oct 23, 2019Grant Deed, Transfer
ACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SVCS INC
Jul 31, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2020 · Amount on File
Deed SaleJun 26, 2020 · Amount on File
Prior SaleOct 23, 2019 · Amount on File
Deed Document Number202031292
Deed Book / Page3968 / 884
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5546 BIRCH ST, MILTON, FL 32570-2802
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5546 BIRCH ST, MILTON, FL 32570-2802

Mortgage

Document Number0046921439
DateDec 29, 2025
Book Page4692/1439
Instrument202560030
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 26, 2020
Property Address5546 BIRCH ST, MILTON, FL 32570-2802
Document Number0039680884
Book / Page3968 / 884
Map ReferenceMB A PG 84
Instrument DateJun 24, 2020
Instrument202031292
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.50
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9995 NW 51ST TER, 9995, DORAL, FL 33178-1932

Transferred To (Grantee/Buyer)

NameVerified Name
Address5546 BIRCH ST, MILTON, FL 32570-2802

Mortgage

Document Number0003968886
DateJun 26, 2020
Instrument3968/886
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateOct 23, 2019
Property Address5546 BIRCH ST, MILTON, FL 32570-2802
Document Number0038830762
Book / Page003883 / 000762
Instrument DateOct 16, 2019
Instrument47832
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SVCS INC

Transaction

AmountAmount on Record
Tax$504.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9995 NW 51ST TER DORAL FL 331781932, DORAL, FL 33178-1932

July 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateJul 31, 2019
Property Address5546 BIRCH ST, MILTON, FL 32570-2802
Document Number0038550038
Book / Page003855 / 000038
Instrument DateJul 16, 2019
Instrument33150
Transaction TypeForeclosure
Record UpdatedOct 3, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$328.30
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,638.00 (+3.28%) Homeowner's exemption$151,243 (+3%)$180,389 (+1.04%) Land $16,000 Building $164,389
2023$1,586.00 (+3.19%) Homeowner's exemption$146,838 (+3%)$178,533 (+8.02%) Land $16,000 Building $162,533
2022$1,537.00 Homeowner's exemption$142,561$165,283 Land $12,000 Building $153,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5546 Birch St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2020)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5546 Birch St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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