Santa Rosa County property record for 5546 Birch St, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,598 sqft · built 1952 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Jun 2020) |
| Tax Bill | $1,638 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2N-28-2860-00200-0060 |
| Primary APN | 34-2N-28-2860-00200-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,598 sqft Heated Area |
| Gross Area | 2,423 sqft |
| 1st Floor Area | 1,598 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 1,400 ft deep x 910 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 407 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 342N282860002000060 |
|---|---|
| Street Address | 5546 BIRCH ST |
| City | MILTON |
| State | FL |
| Zip | 32570-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | OAKHURST LOT 6 BLK 2 AS DES IN OR 3968 PG 884 |
| Legal Range | 28W |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Subdivision | OAKHURST |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10601 |
5546 Birch St is owned and occupied by an individual who bought it in June 2020.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5546 BIRCH ST, MILTON, FL 32570-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Oct 23, 2019 | Grant Deed, Transfer ACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SVCS INC |
| Jul 31, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on File |
| Deed Sale | Jun 26, 2020 · Amount on File |
| Prior Sale | Oct 23, 2019 · Amount on File |
| Deed Document Number | 202031292 |
| Deed Book / Page | 3968 / 884 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5546 BIRCH ST, MILTON, FL 32570-2802 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5546 BIRCH ST, MILTON, FL 32570-2802 |
| Document Number | 0046921439 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 4692/1439 |
| Instrument | 202560030 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 26, 2020 |
| Property Address | 5546 BIRCH ST, MILTON, FL 32570-2802 |
| Document Number | 0039680884 |
| Book / Page | 3968 / 884 |
| Map Reference | MB A PG 84 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 202031292 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9995 NW 51ST TER, 9995, DORAL, FL 33178-1932 |
| Name | Verified Name |
|---|---|
| Address | 5546 BIRCH ST, MILTON, FL 32570-2802 |
| Document Number | 0003968886 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 3968/886 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 23, 2019 |
| Property Address | 5546 BIRCH ST, MILTON, FL 32570-2802 |
| Document Number | 0038830762 |
| Book / Page | 003883 / 000762 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 47832 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | ACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $504.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9995 NW 51ST TER DORAL FL 331781932, DORAL, FL 33178-1932 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 5546 BIRCH ST, MILTON, FL 32570-2802 |
| Document Number | 0038550038 |
| Book / Page | 003855 / 000038 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 33150 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 3, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $328.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,638.00 (+3.28%) Homeowner's exemption | $151,243 (+3%) | $180,389 (+1.04%) Land $16,000 Building $164,389 |
| 2023 | $1,586.00 (+3.19%) Homeowner's exemption | $146,838 (+3%) | $178,533 (+8.02%) Land $16,000 Building $162,533 |
| 2022 | $1,537.00 Homeowner's exemption | $142,561 | $165,283 Land $12,000 Building $153,283 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5546 Birch St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5546 Birch St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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