5546 Ark Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5546 Ark Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1988
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$343,400 (Sep 2023)
Tax Bill	$1,951 (2026)
Deeds & Mortgages	Jan 2021 Refinance Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15480`

Property Details

APN / Parcel Number

Primary APN	`15480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Area	416 sqft
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5546 ARK RD
City	GLOUCESTER
State	VA
Zip	23061-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	KELLER SUBD LOT 5
Legal Subdivision	KELLER
Legal Lot Number	5
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2007
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5546 ARK RD, GLOUCESTER, VA 23061-3332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC
Feb 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	20233547
Transfer Doc	1200002613
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5546 ARK RD, GLOUCESTER, VA 23061-3332
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NATIONAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000696
Date	Jan 26, 2021
Instrument	210000696

Lender

Name	PLANET HOME LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 18, 2020
Property Address	5546 ARK RD, GLOUCESTER, VA 23061-3332
Document Number	200000715
Instrument Date	Jan 3, 2020
Instrument	200000715
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 ARK RD, GLOUCESTER, VA 23061-3332

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,951.00 (+8.63%)	$334,680 (+14.39%) Land $60,230 Building $274,450	$334,680 (+14.39%) Land $60,230 Building $274,450
2025	$1,796.00 (+23.69%)	$292,590 (+17.43%) Land $60,230 Building $232,360	$292,590 (+17.43%) Land $60,230 Building $232,360
2024	$1,452.00	$249,160 (-) Land $60,230 Building $188,930	$249,160 (-) Land $60,230 Building $188,930
2023	$1,452.00 (+9.34%)	$249,160 (+35.95%) Land $60,230 Building $188,930	$249,160 (+35.95%) Land $60,230 Building $188,930
2022	$1,328.00	$183,280 Land $51,310 Building $131,970	$183,280 Land $51,310 Building $131,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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