5545 Veneta Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5545 Veneta Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,996 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Tax Bill$4,361 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN212531497800011950

Property Details

APN / Parcel Number

Primary APN212531497800011950

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,996 sqft Heated Area
Gross Area2,720 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5545 VENETA WAY
CitySAINT CLOUD
StateFL
Zip34771-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 195
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionSIENA RESERVE
Legal Phase2A
Legal Tract4978
Legal Lot Number195
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5545 VENETA WAY, SAINT CLOUD, FL 34771-9425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Mar 4, 2021Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2023
Deed SaleNov 4, 2023
Prior SaleMar 4, 2021 · Amount on Record
Deed Document Number0065012260
Deed Book / Page6012 / 2229
Prior Transfer DateJul 29, 2021
Prior Transfer Doc2021118079
Record UpdatedJun 8, 2026

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 29, 2021
Property Address5545 VENETA WAY, SAINT CLOUD, FL 34771-9425
Document Number0060122229
Book / Page6012 / 2229
Map ReferenceMB 29 PG 42-47
Instrument DateJul 29, 2021
Instrument2021118079
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,390.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND ROAD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5545 VENETA WAY, SAINT CLOUD, FL 34771-9425

Mortgage

Document Number0060122231
DateJul 29, 2021
Instrument6012/2231
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 4, 2021
Property Address5545 VENETA WAY, SAINT CLOUD, FL 34771-9425
Document Number0059041778
Book / Page5904 / 1778
Map ReferenceMB 29 PG 42-47
Instrument DateMar 1, 2021
Instrument2021032317
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,054.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4098, MARYVILLE, TN 37802-4098

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,361.00 (+7.18%) Homeowner's exemption$304,246 (+5.99%)$351,700 (+4.99%) Land $78,800 Building $272,900
2023$4,069.00 (+4.07%) Homeowner's exemption$287,061 (+3%)$335,000 (+20.2%) Land $73,500 Building $261,500
2022$3,910.00 Homeowner's exemption$278,700 Land $66,000 Building $212,700$278,700 Land $66,000 Building $212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

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